Gold Loan Madhyamgram

Best Banks for Gold Loan in Madhyamgram

Feature	HDFC Bank	SBI	Muthoot Finance
Interest Rate	9.90% onwards	7% onwards	12% onwards
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Pre-closure Charges	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	3066	3073	3073

Gold Loan Madhyamgram Features

Wanna get rid of financial problems?

Dialabank offers easily affordable interest rates at very low-interest rates with the least possible documentation process.

One can avail the loan within 2-3 hours after successfully passing all the formalities.

Gold Loan Rate Per Gram Today in Madhyamgram

Updated - Gold Loan Per Gram Rate w.e.f Dec 17 2024
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4621	4290	3900	3510
10 gram	46210	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

Gold Loan in Madhyamgram Interest Rates and Charges

Feature	Gold Loan Interest Rate	Processing Fee	Tenure
HDFC Gold Loan	9.90%	0.25 % - 1.50%	3 - 24 Month
Private Gold Loan	10.50%	0.25 % - 1.50%	9 - 24 Months
Axis Gold Loan	10.50%	0.50% - 1.50%	6 - 24 Months
Yes Bank Gold Loan	10.50%	0.50% - 1.50%	6 - 36 Months
SBI Gold Loan	9.50%	500/- to 0.50%	6 - 36 Months
Kotak Gold Loan	11.00%	1% to 2%	9 - 24 Months
IIFL Gold Loan	12.00%	Nil	3 - 11 Months
Muthoot Finance Gold Loan	12.00%	Nil	1 - 24 Months
Manappuram Gold Loan	12.50%	Nil	6 - 12 Months
PNB Gold Loan	11.00%	0.70% to 1%	6 - 12 Months
Canara Bank Gold Loan	10.75%	1 %	6 - 12 Months
IndusInd Bank Gold Loan	11.50%	1% - 1.5%	9 - 24 Months

Check Gold Loan Interest Rates.

Gold Loan in Madhyamgram Documents Required

Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
2 passport size photographs.

Additional Documents Required for Gold Loan Madhyamgram

Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
A Demand Promissory Note.
Certificate by the Jewel Appraiser (Bank will arrange).
Income Proof: Salary Certificate and Form No.16

Gold Loan in Madhyamgram Eligibility Criteria

Age – Minimum 21 years maximum (at loan maturity) 60 years
Gold jewellery should be owned by the applicant or any of the family members.
A person should be a citizen of India
He/she should have 10 grams of gold.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan in Madhyamgram

Online Process to Apply for Gold Loan in Madhyamgram

You can apply for the HDFC Bank Gold Loan at Dialabank. The process is straightforward to begin, you have to fill a simple form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.

First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
Besides that, the bank has a good reputation among the customers because of its best services.
Another reason, if you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
Also, Dialabank provides a document pickup facility from the doorstep of the customer.
One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
Also, while applying for a gold loan through Dialabank, very little paperwork is required.
One more thing is that you will get a high LTV of your gold.
Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan in Madhyamgram

The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighbouring departments from where you can avail of the loan. Then, you have to visit the brach with Gold ornament to get a loan.

Thus, it can be a very tiring and time-consuming process. You can avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan in Madhyamgram

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan in Madhyamgram

There is no need for CIBIL score for Gold Loan Madhyamgram.

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.

Not just your CIBIL score, the institutions also look at the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.

Gold Loan in Madhyamgram Agents and Contact Number

Dialabank is the leading agent for availing Gold Loan Madhyamgram.

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website Dialabank and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Call 9878981166 to get instant help and approval for Gold Loan Madhyamgram.

Pre Calculated EMI Table for Gold Loan in Madhyamgram

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Madhyamgram

FAQs About Gold Loan:

What are the eligibility criteria for a gold loan in Madhyamgram?

The eligibility criteria for a gold loan in Madhyamgram are:

the applicant should be between 18 to 70 years of age at the time of loan maturity.
the applicant should be an Indian resident.
the applicant or his/her family member should be an owner of gold of minimum 18 carats.

Our gold loans in Madhyamgram better than any other loan?

Gold loans are as better as:

they offer a higher loan amount
they don’t depend on your credit history
they don’t depend on your income, thus making it possible for more people to apply
they require lesser documentation
they usually get approved easily

What documents does an applicant require to avail a gold loan in Madhyamgram?

You will be required to submit an identity proof and an address proof to avail a gold loan. No sort of income proof is needed.

Are my pledged gold ornaments safe with the bank?

Absolutely. Your pledged gold is safe in the banks’ lockers according to the national standards applicable to these banks. Proper electronic surveillance technologies are also deployed. Thus, your gold is safer in the banks than in your houses.

How can an applicant repay his/her gold loan in Madhyamgram?

After availing a gold loan in Madhyamgram you will have to make monthly EMI payments to the banks till the completion of the loan tenure. Failure of repayment will affect your credit score negatively. The payments can be made through cash/ DD/ cheque or online transactions.

Meaning and process of Gold Loan:

Gold loan is a secured loan in which a person can keep his gold ornaments as a security with the bank in exchange for the loan amount.

In order to apply for a gold loan just follow some simple steps:

Dialabank provides you with a convenient option to avail the best gold loan without leaving the comfort of your houses, through its website.
The gold loan option link on the homepage will direct you to a page.
You will have to fill a simple form – your name, location, gold in grams, your phone number etc.
Click on ‘Apply Now’. Wait for our relationship manager to contact you.

Know More – Gold Loan Per Gram