Best Banks for Gold Loan in Kendrapara
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Kendrapara Features
Now you can avail of Gold Loan Kendarapara having the following features:
- You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose.
- You get 100% Safety & Collateral of your Gold Jewellery.
- Get your loan processed within 30 minutes.
- Enjoy Anytime Liquidity in Gold Loan Kendarapara.
- No EMI, Service only Interest and enjoy the Loan.
- Lower Interest Rates in Gold Loan Kendarapara.
- Simple documentation and fast processing happen in Gold Loan Kendarapara.
- The overdraft limit alters on the rate of gold.
- The Gold loan interest rate is payable the only loan amount of the overdraft that you will use.
Gold Loan Rate Per Gram Today in Kendrapara
Updated - Gold Loan Per Gram Rate w.e.f Dec 23 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Kendrapara Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Kendrapara Documents Required
- One Proof of Identity is required from the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- At least one Address Proof is mandatory: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Kendrapara
- Land Proof is important while you apply for an Agriculture Loan of more than Rs. 1 lac. The proof is essential for allied agriculture purposes.
- A Demand Promissory Note.
- Certification by the Jewel Appraiser (Bank will take this responsibility for you).
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Kendrapara Eligibility Criteria
- The minimum age obligation of the consumer should be 21 years and a maximum of up to 60 years.
- The applicant should have Indian nationality.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Kendrapara
Online Process to Apply for Gold Loan Kendrapara
You can apply for the Gold Loan Kendrapara at Dialabank. The process is straightforward. Fill a simple form with Dialabank and enjoy offers that are for you.
After that, you will get a call from our operator. For more information about Gold Loan per gram Siwan, you can call on 9878981166.
Dialabank is taken into consideration as the best program to apply for a gold loan online. The reasons behind this are:
- Dialabank is India’s first financial helpline; it provides the best financial facilities to consumers all over the country.
- The bank has a good reputation among the customer’s cause of its best services.
- While applying for a gold loan through Dialabank, there will be no heavy paperwork.
- You will avail of a high LTV i.e. Loan-To-Value of your gold.
- Finally, the Relationship managers are instructed enough to guide you in the entire process of Gold Loan.
- Another reason, if you apply for a gold loan on Dialabank, you will get a low Gold Loan Interest Rate.
- Also, Dialabank provides a document pickup service for you from the doorstep.
- One more important thing is that the Dialabank assists the customers free of charges.
Offline Process to Apply for Gold Loan Kendrapara
The offline process is not as fast as the online process but still, we have many options for you if you want to take a gold loan offline.
The applicant also has an option to avail of a Gold Loan from the nearest bank branch. To do so, you just ask google Gold Loan near me. Google will show all the nearby departments from where you can avail of the loan. Then, you have to visit again and again until the gold loan approval.
Processing Fees / Prepayment Charges on Gold Loan Kendrapara
CIBIL Score Required for Gold Loan Kendrapara
Most institutions require a 750 minimum CIBIL score to process your gold loan application. Every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Kendrapara, so maintain constancy in your CIBIL score
The institutions don’t just check at the overall CIBIL score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the loan amount you have borrowed. Any late payments for previous loans can act as a barrier to your getting a fresh loan.