Gold Loan Bhawanipatna

AT 0.75%* INTEREST RATE
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    Gold Loan Bhawanipatna

    Major Gold Loan Providers in Bhawanipatna

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Bhawanipatna Attributes

    Gold Loan Bhawanipatna

    Do you feel that you need more money to accomplish some of your tasks? Do you feel uncertainty about your finances?

    If you have gold, you have a thick chance of availing gold loans at affordable interest rates. If you’re going through a financial crisis, you can avail of a gold loan at the comfort of your home. Unlike others, the paperwork involved for gold loans is negligible. Since it is a secured loan, it gets verified much more easily.

    Why Gold Loan Bhawanipatna?

    Gold Loan Bhawanipatna ensures to help clients by giving affordable and reasonable interest rates. The process of Gold Loan approval is not as difficult as it may seem. For a gold loan, loan applicants must have gold and nothing else.

    Otherwise, to get your loan approved, you should have a good credit history along with a decent source of income. These two things help in the faster verification and approval of the loan.

    Due to the varying market prices, you can get a loan of up to  75% of the market price of gold.

    Gold Loan Bhawanipatna Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    Private Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

    Documentation required for Gold Loan Bhawanipatna

    • As ID Proof, Passport Copy, Voters ID card,  Aadhar, or Driving License should be provided.
    • For residence proof, Electricity Bill, Telephone Bill, Trade License, Shop and Establishment License, Sales Tax, etc. should be provided.
    • For Signature proof, Banker’s verification, Passport, Driving License, Cheque, or any recognized record should be provided.
    • You need to provide two passport-sized photographs.

    Additional Documents Required for Gold Loan Bhawanipatna

    1. A Promissory Note can be demanded.
    2. For Income proof, you need to show Form. no. 16 along with your salary certificate.
    3. The bank has to arrange the Jewel Appraiser Certificate.
    4. Land Proof is not required in case of an agriculture loan of more than Rs 1 lakh.

    Eligibility Criteria for Gold Loan Bhawanipatna

    • The minimum age of the applicant should be 21 years while the maximum should be 60 years.
    • The applicant should be recognized as an Indian Citizen.

    GOLD LOAN @ 0.75%*

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    How to Apply for Gold Loan Bhawanipatna

    Online Process to Apply for Gold Loan Bhawanipatna

    You can apply for the Gold Loan through Dialabank’s official website.

    To move further, you have to fill a form with your details. Once it is done, our representatives will call back to assist you in the entire process.

    Know more by dialing 9878981166

    Dialabank is the best platform to apply for Gold Loan online. Here, we listed a few of the reasons, why:

    1. Dialabank is India’s first financial helpline; the provision of the best financial services to customers all across India.
    2. There are no additional charges or fees for applying for a gold loan through Dialabank.
    3.  The applicant will get a high LTV of their gold.
    4. The bank holds a good image in the eyes of its customers because of its efficient services.
    5. Fast services can be availed through Dialabank. We provide document pick-up facility from the customer’s doorstep.
    6.  Apply for a gold loan on Dialabank,  get a low-Interest Rate.
    7. The least amount of paperwork is required for the gold loan application via Dialabank.
    8. Our representatives are always there to assist you in the entire process of Gold Loan.
    Offline Process to Apply for Gold Loan Bhawanipatna

    An applicant has a choice to avail of Gold Loan from any of the banks. First, he or she may search it on Google. If Google provides a list of nearby branches of banks and NBFCs, he or she can choose according to their preferences as well as knowledge. At Dialabank, this process is reduced to a few clicks where you can compare different banks and NBFCs and choose one of them.

    You have to visit banks again and again until the gold loan is approved. This process drains a lot of your important time whereas Dialabank helps you through Document pick-up facility and other services. The online loan process gets easier as you proceeds.

    Processing Fees / Prepayment Charges on Gold Loan Bhawanipatna

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Bhawanipatna

    No CIBIL score is required for Gold Loan Bhawanipatna. If you have gold, you will be granted a gold loan.

    Gold Loan Bhawanipatna Agents

    As leading gold loan agents of Bhawanipatna, Dialabank is the first preference for many people. You can visit Dialabank or dial 9878981166.

    With the comprehensive market comparison of banks and NBFCs, Dialabank shows you the best option to choose for a gold loan. To choose one of them. You need to register at our website, submit a form with your particulars. And then, our customer representatives will get in touch with you for helping you throughout the process of loan approval.

    Gold Loan Bhawanipatna Contact Number

    For Gold Loan Bhawanipatna, you can get instant help and approval by just one click on 9878981166.

    Pre Calculated EMI Table for Gold Loan Bhawanipatna

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Bhawanipatna

     

    Bhawanipatna is a town as well as a district of Odisha state, India. It is named after The leading deity Bhawani -Shankar. It is also acknowledged as the city of numerous temples. Besides, the city is filled with beautiful waterfalls and natural scenic beauty. 

    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.