Gold Loan Howrah

Major Gold Loan Providers in Howrah

Gold Loan Howrah Features

Are you running short on cash? Do not worry. Gold Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

Gold Loan Howrah is an unsecured loan that provides financial aid to customers at affordable interest rates. To get a Gold Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

Furthermore, there is no end-use restriction on the use of the Gold Loan amount. You can use this loan amount anywhere you want to do.

Gold Loan Howrah Interest Rates – Dec 17 2024

The below table shows the Gold loan interest rates provided by various banks

Gold Loan Per Gram For All Major Bank in Howrah – Dec 17 2024

Gold Loan Eligibility Criteria in Howrah

Documents for Gold Loan Howrah

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Howrah

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. Should be an Indian National

How to Apply for Gold Loan Howrah

Online Process to Apply for Gold Loan Howrah

You can apply for the HDFC Bank Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information, you can call on 9592046860.

Dialabank is considered the best platform to apply for a gold loan online. There are so many reasons behind this.

1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. Besides that, the bank has a good reputation among the customers because of its best services.
3. Another reason, if you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
4. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
5. One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
6. Also, while applying for a gold loan through Dialabank, very little paperwork is required.
7. One more thing is that you will get a high LTV of your gold.
8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.1. Visit www.dialabank.com.2.click on the loan section, and you can find the Gold loan link.3. After clicking on the Gold loan link, you will be directed to details of the Gold loan per gram, and there you can select your preferred city.4. For more information and free guidance on the gold loan, you may call 9878981166.

Offline Process to Apply for Gold Loan Howrah

The applicant also has an option to avail of a Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighbouring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail of a loan from Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Howrah

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Howrah

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Howrah. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Howrah

Other Cities For Gold Loan