Major Gold Loan Providers in Golaghat
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Golaghat Features
Gold is a precious asset of every common man in this world. People keep their gold in closed drawers. But what is the point of keeping that gold in a closed drawer, if it could not help you in your bad time? Taking Loan against Gold is the best option to overcome all of the financial issues.
Gold Loan is the best financial tool that helps an individual to cater to the required amount of money without any hassle. A person who is not eligible for any other loan can apply for Gold Finance. Taking Loan against Gold is the best option to overcome all of the financial issues. Turn your Gold into Cash rather than keeping it idle at home. Apply Online and Get Approval in just 3 minutes
Gold Loan Golaghat Interest Rates
Bank | Interest Rate |
HDFC Bank Gold Loan | 9.9% to 14% |
Axis Bank Gold Loan | 10.50% to 16% |
Private Bank Gold Loan | 10.75% to 16% |
SBI Gold Loan | 9.5 % to 13% |
Kotak Gold Loan | 11% to 14% |
IIFL Gold Loan | 9.24% to 24% |
Muthoot Gold Loan | 12% to 24% |
Manappauram Gold Loan | 12% to 26% |
PNB Gold Loan | 10.05% to 16% |
Canara Bank Gold Loan | 9.75 % to 13% |
Andhra Bank Gold Loan | 10.70% to 16% |
Documents for Gold Loan Golaghat
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Golaghat
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Golaghat
- The applicant should be at least 21 years of age.
- He/she should not be more than 60 years of age.
- Should be an Indian National.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Golaghat
Dialabank is considered as the best platform to apply for a gold loan online because:
- We do not charge any sort of fee from our customers.
- Dialabank is India’s first financial helpline.
- Our relationship managers are always available for you.
- Hassle-free documentation.
- Free doorstep document pickup facility available.
- The Best Gold Loan Interest Rate available.
- check Per Gram Gold Loan
Online Process to Apply for Gold Loan Golaghat
You can apply for the Gold Loan at Dialabank online. The process is straightforward and simple. For more information, you can call on 9878981166.
- Click on dialabank.com.
- Fill in all the details required in the form.
- Click on request a quote.
- Wait as our relationship manager will soon contact you.
Offline Process to Apply for Gold Loan Golaghat
You also have an option to avail of a gold loan in Golaghat offline. All you have to do is search for banks and NBFCs online and then visit them to check which one suits your requirement to the best.
But, this can take a lot of time and can also be tiresome. So, apply with DialaBank right away and get the best value for your gold within 24 hours of applying. For any queries contact on 9878981166.
Processing Fees / Prepayment Charges on Gold Loan Golaghat
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Golaghat
CIBIL score requirement is not persisting in the Gold loan in Golaghat.
Gold Loan Golaghat Agents
Since Dialabank is associated with several lending institutions it is the leading agent for availing Gold Loan in Golaghat.
We will offer you the best deals available in the market across various banks and NBFCs and our relationship manager will assist you in choosing the right bank for yourself.
You can apply online at www.dialabank.com or give a call at 9878981166.
Gold Loan Golaghat Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Golaghat.
Pre Calculated EMI Table for Gold Loan Golaghat
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Golaghat
Golaghat one of the largest subdivisions of the Indian state of Assam.
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