Best banks for Gold Loans in Saswad
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Saswad Features
Do you feel, you are running out of cash?
Are you skeptical about your financial prospects?
If yes, there are gold loan options available for you. With the least amount of needed paperwork or documentation, the gold loan gets verified and approved much easily.
What are some Gold Loan Saswad features?
Gold Loan Saswad gives financial assistance at affordable interest rates to all its customers. The interest rates of gold loans vary depending on the bank.
Moreover, if you have a decent and clean credit history with a rigid source of income. The loan gets approved easily.
Plus, you can have a loan of up to 75 percent of the market value of gold, this happens due to the changing market prices of the gold.
Gold Loan Rate Per Gram Today in Saswad
Updated - Gold Loan Per Gram Rate w.e.f Feb 09 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
You can check gold loan per gram rate at: Gold Loan Per Gram Rate
Gold Loan in Saswad Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
To check gold loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Gold Loan in Saswad Documents required
- 2 passport size photographs.
- Any form of Identity Proof (Passport Copy/ Voters ID card/ Driving License/Aadhaar card/ Other Govt. ID).
- Any form of Residence Proof (Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Establishment License/Sales Tax certificate/Telephone Bill).
- Any form of Signature Proof (Driving License/Passport Copy/Banker’s verification/Cheque/Other proofs of signature).
Other Documents Required for Gold Loan Saswad
- For Agriculture Loan of higher than Rs. 1 lac, land proof will be essential.
- No proof is expected for allied agriculture purposes.
- A Demand Promissory Note.
- Bank will give a certificate by the Certified Jewel Appraiser.
- Income proof: Salary Certificate and Form No.16
Gold Loan in Saswad Eligibility Criteria
- The claimant should be a minimum of 21 years of age and should not exceed 60 years of age.
- He or She should be recognized as an Indian national.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Saswad
The Online Process to Apply for Gold Loan Saswad
It is easy to apply for a gold loan via Dialabank.
You just need to visit the website of Dialabank and fill a form with your particulars.
Once you fill and submit it, our customer relationship managers will assist you in the whole loan approval process.
You can know everything by contacting 9878981166.
Dialabank is the leading gold loan agent that is considered best because of the following reasons:
- Dialabank is India’s first financial helpline that caters to the whole India.
- The bank renders the best services to its customers without charging any fees.
- The lowest interest rates on the Gold loans are granted by DialaBank.
- Document pickup facility is available only with DialaBank for easing the process.
- The banks hold a good perception in the eyes of its customers because of best-in-class services.
- Minimum documentation or paperwork is suitable for the process.
- You will receive a better LTV of your gold, which means convenience for the borrower.
- Our relationship managers are trained actively to help you at every step of the loan approval process.
The Offline Process to Apply for Gold Loan Saswad
The offline process is a bit hard. First, you need to search on Google about the nearest Gold loan banks and finance companies. Once you see that list, you can select the bank that suits your preference and knowledge.
For getting your loan approved, you need to visit several departments of banks again and again whereas Dialabank does that smoothly for you by providing satisfactory information to make a smarter decision.
Processing Fees / Prepayment Charges on Gold Loan Saswad
CIBIL Score Required for Gold Loan Saswad
The Gold Loan Saswad requires no designated CIBIL score for loan approval.
Gold Loan Saswad Agent and Contact number
Dialabank is available in every part of the country for availing of Gold Loan. You can apply to Dialabank online or call at 9878981166.
By structured market comparison of different banks and NBFCs, Dialabank helps customers by making an adequate choice for yourself. You can further be a part of the process by visiting our website, fill and submit an online form with your particulars. After you are done with it, our customer relationship manager will revert you for further assistance.
Pre Calculated EMI Table for Gold Loan Saswad
About Saswad
In the Indian state of Maharashtra, Saswad is a city and a municipal council in the Pune district. Saswad is just about 31 km from Pune Station and situated on the banks of the Karha river.
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