Major Gold Loan Providers in Dinanagar
| Feature | HDFC Bank | SBI |
Muthoot Finance
|
| Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
| Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
| Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
| Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
| Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
| Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
| Overdraft Facility | Yes | Yes | Yes |
| Pay Only Interest Facility | Yes | Yes | Yes |
| Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Dinanagar Features
Gold Loan is the best option available for loan seekers at easily affordable interest rates. Several financing authorities are available in the market dealing with such loans. The borrower should opt for a reasonable deal with the best-suited offers.
One can avail Loan up to Rs.1 Crore & up to 90% of value for any purpose with 100% safety & security of your jewels. Enjoy Anytime Liquidity with no EMI, keeping in mind the varied overdraft limit depending on the market rate of gold. Comparatively lower gold loa interest rate and simple documentation for fast processing.
Gold Loan Dinanagar Interest Rates
| Bank | Interest Rate |
| HDFC Bank Gold Loan | 9.9% to 14% |
| Axis Bank Gold Loan | 10.50% to 16% |
| Private Bank Gold Loan | 10.75% to 16% |
| SBI Gold Loan | 9.5 % to 13% |
| Kotak Gold Loan | 11% to 14% |
| IIFL Gold Loan | 9.24% to 24% |
| Muthoot Gold Loan | 12% to 24% |
| Manappauram Gold Loan | 12% to 26% |
| PNB Gold Loan | 10.05% to 16% |
| Canara Bank Gold Loan | 9.75 % to 13% |
| Andhra Bank Gold Loan | 10.70% to 16% |
Documents for Gold Loan Dinanagar
- Identity Proof: Voter ID Card/ Driving License/ Aadhaar Card/ Passport Copy
- Address Proof: Ration card/ Telephone, Electricity Bill/ Rental bill/ Passport copy/ Shop License/ Sales Tax certificate/ Trade license/
- Signature Proof: Passport Copy/ Driving License/ Banker’s verification or Cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Dinanagar
- Land Proof (Not required for allied agriculture purposes)
- A Demand Promissory Note
- Certificate by Jewel Appraiser (Bank will arrange)
- Income Proof (Salary Certificate and Form No.16)
Eligibility Criteria for Gold Loan Dinanagar
- Nationality: Indian
- Age Limit: 21-60 years
- Minimum Gold: 10 grams
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Dinanagar
Online Process to Apply for Gold Loan Dinanagar
- One can apply for HDFC Bank Gold Loan via Dialabank.
- Fill in a simple form online.
- Our representative will contact you.
- The document picks up facility is available from your doorstep.
For more information, contact 9878981166.
Dialabank is considered as the best platform to apply online for a gold loan as:
We are India’s first financial helpline having 11 years of experience in this field.
-
- We provide the best financial services to our customers over 18 cities all over India.
- We have no additional charges on the loan application.
- One can get a high LTV of gold with complete safety and security.
- We have a good reputation among our customers because of our transparent and instant services.
- Apply for a gold loan per gram on Dialabank and get a low interest rate.
- We provide a document pickup facility from the doorstep of the customer.
- While applying for a loan with us, very few documents are required to ease the process.
- Relationship managers are trained thoroughly to serve you in the entire process.
Offline Process to Apply for Gold Loan Dinanagar
- Search Gold Loan near me on google.
- A list of all the branches of banks and finance companies providing loans near you appear.
- Select them according to your preference and knowledge.
- Visit a suitable department and apply for a loan.
- You will be asked to visit many times before than loan gets finally approved.
Dialabank can do that for you reliably and easily!
Processing Fees / Prepayment Charges on Gold Loan Dinanagar
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Dinanagar
A good CIBIL score is a prerequisite for availing of the gold loan. Each lending institution has its criteria for the minimum CIBIL score of 700-750 which is required for processing the application.
Apart from the score, the detailed behavior on the previously taken loan is also necessary. Details on the type of loan taken and the amount borrowed are kept in mind before granting a loan. Delayed payments for previous loans can act as a barrier for availing a fresh loan. So make sure your CIBIL score is good before you apply for a loan!
Gold Loan Dinanagar Agents
You can apply online on our website Dialabank or contact 9878981166.
As mentioned earlier, one of the leading and most trusted gold loan agents is Dialabank. We help you find the best option between several Banks and NBFCs by providing a detailed and structured market comparison of different banks. Visit our website to fill a simple form asking for some details. Our Customer Relationship Manager will get in touch with you. So, no need to worry about the complex process you have to go through and hence you can make the right choice!
Gold Loan Dinanagar Contact Number
Call 9878981166 for instant help and approval for Gold Loan.
Pre Calculated EMI Table for Gold Loan Dinanagar
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Dinanagar
The City of Dinanagar is a municipal council in the district of Gurdaspur, Punjab. Dinanagar has derived its name from Adina Beg, one of Akbar’s loyalists, whom the emperor arranged Jagirs in this area. This place is famous since Akbar’s regime for old buildings, bazaars and the walled portion of the town and its gates are a witness to this. Various institutions have now emerged as a centre of learning and Ayurveda.
Gold Loan in Other Cities
