Best Banks for Gold Loan Raikot
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Raikot Features
Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a reasonable rate of interest and minimum documentation. Gold Loans are secured loans that can be availed by keeping your Gold ornaments/Jewelry as collateral or security deposit for short-term credit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in regular intervals of time and on failing to repay, the loan can be renewed.
You can get up to 75% of the value of your gold.
Gold Loan Rate Per Gram Today in Raikot
Check out today’s Gold Loan Rate Per Gram–
Updated - Gold Loan Per Gram Rate w.e.f Feb 15 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Raikot Interest Rates and Charges
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
For more information about gold loan interest rate.
Gold Loan in Raikot Documents Required
- Signed Application form
- 2 recent colored passport size photographs of the applicant
- ID Proof such as Driving license/passport/Aadhar card, etc
- Address proof: Ration card/ Telephone bill/ Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac.(not required for agricultural purpose)
- Certificate by the Jewel Appraiser (Bank will arrange)
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- A Demand Promissory Note.
- Proof of Income (i.e. salary slips/ Form 16)
Gold Loan in Raikot Eligibility Criteria
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- He/She should be a self-employed or salaried person.
- Nationality of the applicant must be Indian.
GOLD LOAN @ 0.75%*
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