Major Gold Loan Providers in Barbil
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Barbil Features
Are you afraid of your financial prospects?
If you are running short out of cash, or in dire need of extra money, a Gold loan is something that you can consider for yourself. While gold loans are available for you, you need not worry about anything. With minimum paperwork required, you can apply for the Gold loan from any of the banks.
Why Gold Loan Barbil?
Gold Loan Barbil provides financial assistance to all its clients by giving affordable interest rates. Unlike other loans, gold loans don’t require any strict documentation for verification. If the applicant has any gold ornament, he or she can be approved for Gold Loan.
Also, the applicant can get a loan of up to 75 percent of the market value of gold, this happens due to the ever-changing market price of the gold.
Gold Loan Barbil Interest Rates
Bank | Interest Rate |
HDFC Bank Gold Loan | 9.9% to 14% |
Axis Bank Gold Loan | 10.50% to 16% |
Private Bank Gold Loan | 10.75% to 16% |
SBI Gold Loan | 9.5 % to 13% |
Kotak Gold Loan | 11% to 14% |
IIFL Gold Loan | 9.24% to 24% |
Muthoot Gold Loan | 12% to 24% |
Manappauram Gold Loan | 12% to 26% |
PNB Gold Loan | 10.05% to 16% |
Canara Bank Gold Loan | 9.75 % to 13% |
Andhra Bank Gold Loan | 10.70% to 16% |
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documents for Gold Loan Barbil
- Identification proof – Passport Copy, Voter ID card, Aadhaar Card, Driving License, or any other recognized ID.
- Residence proof – Ration Card, Telephone Bill, Electricity Bill, Sales Tax Certificate, and other utility bills.
- Signature proof – Passport, Driving License, Cheque, Banker’s verification, etc.
- 2 passport size photographs will be mandatory.
Additional Documents Required for Gold Loan Barbil
- Proof of Land: It is required if Agriculture Loan is of more than Rs. 1 lac. Not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Certified Jewel Appraiser (Bank will manage).
- Income Proof: Salary Certificate along with Form 16 is required.
Eligibility Criteria for Gold Loan Barbil
- The minimum age of the applicant should be 21 years while the maximum of up to 60 years.
- Must recognize themselves as Indian nationals.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Barbil
Online Process to Apply for Gold Loan Barbil
For Online Gold loan applications via Dialabank, you can choose any of the gold loans from several banks.
You have to fill a simple user-friendly online form.
Once you’re through it, you will get a call back from our representative. Then, we will provide a document pick-up facility from the doorstep.
To know more about it, you can call on 9878981166.
Dialabank is recognized to be the leading platform for gold loan online application. Here’s why:
- Dialabank helps Indians by providing the best financial services to Pan-India. Thus, it is India’s first financial helpline.
- To guide all the customers without charging any money, Dialabank provides free online services.
- The bank shares a good reputation among the customers because of its best services.
- You will get high Loan-to-Value(LTV) of your gold if you apply via Dialabank.
- You can expect a lower rate of interest if applying via Dialabank.
- To cut short the process, Dialabank provides the document pick-up facility from the client’s doorstep.
- For a loan application via Dialabank, minimum paperwork is needed.
- In the end, our relationship managers are trained smartly to help customers through the gold loan process.
Offline Process to Apply for Gold Loan Barbil
The offline process to apply for Gold Loan Barbil is simple. The loan candidate has an option to avail of Gold Loan from the nearby branches. When they search the nearest gold loan providers near them, Google enlists all the branches of banks and NBFCs that have expertise in the same. But, Dialabank can help you ease this process by providing sufficient information within a few clicks.
Besides, You must visit all those departments and apply for the loan visit multiple times before your gold loan gets fully approved.
Some NBFCs and banks might be faster than others.
To make this process easier, Dialabank provides faster services with an easy interface.
Processing Fees / Prepayment Charges on Gold Loan Barbil
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Barbil
CIBIL score is not required for Gold Loan Barbil. If you have gold, you can apply for a gold loan.