Gold Loan Baharampur

AT 0.75%* INTEREST RATE
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Best Banks for Gold Loans in Baharampur

Feature	HDFC Bank	Private Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

Gold Loan Baharampur Features

Funds deficiency? No plan what to do?

Don’t get troubled Gold Loan is convenient for you. This loan needs minimum paperwork, as it is totally secured and you can then get your loan approved within 2-3 hours after all the verification methods.

What are some Gold Loan Baharampur features?

Gold Loan Baharampur will provide you with monetary support to the clients at the cheapest and economical interest rates. To get a gold loan, the person applying must have a strong source of income with a fair credit history, which will speed up the verification and loan consent.

Furthermore, you can also avail a loan up to 75% of the market price of the gold, this is because of the constant alteration in the market price of the gold.

Gold Loan Rate Per Gram Today in Baharampur

Updated - Gold Loan Per Gram Rate w.e.f Dec 16 2024
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4621	4290	3900	3510
10 gram	46210	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

Know more about Gold loan per gram.

Gold Loan in Baharampur Interest Rates and Charges

Feature	Gold Loan Interest Rate	Processing Fee	Tenure
HDFC Gold Loan	9.90%	0.25 % - 1.50%	3 - 24 Month
Private Gold Loan	10.50%	0.25 % - 1.50%	9 - 24 Months
Axis Gold Loan	10.50%	0.50% - 1.50%	6 - 24 Months
Yes Bank Gold Loan	10.50%	0.50% - 1.50%	6 - 36 Months
SBI Gold Loan	9.50%	500/- to 0.50%	6 - 36 Months
Kotak Gold Loan	11.00%	1% to 2%	9 - 24 Months
IIFL Gold Loan	12.00%	Nil	3 - 11 Months
Muthoot Finance Gold Loan	12.00%	Nil	1 - 24 Months
Manappuram Gold Loan	12.50%	Nil	6 - 12 Months
PNB Gold Loan	11.00%	0.70% to 1%	6 - 12 Months
Canara Bank Gold Loan	10.75%	1 %	6 - 12 Months
IndusInd Bank Gold Loan	11.50%	1% - 1.5%	9 - 24 Months

Know more about Gold loan interest rates.

Gold Loan in Baharampur Documents required

The documents required for gold loan Baharampur are: proof identity- passport copy/voters ID card/ driving license/ aadhar card, address proof- Telephon Bill/ ration card/ electricity bill/rental bill/passport copy/trade license/sales tax certificate/ shop & establishement license ; signature proof – driving license/banker’s verification/cheque/ Copy of Passport and 2 passport sized photographs.

Additional Documents Required for Gold Loan Baharampur

The additional documents required are land proof- in the case of an agriculture loan of more than Rs. 1 lac. The proof is not required for allied agricultural purposes, a demand promissory note, certificate by the jewel appraiser ( which the bank will arrange for), and income proof- salary certificate and form no.16.

Eligibility Criteria for Gold Loan Baharampur

The minimum age of the person utilizing loan service should at least be 21 years and can be a maximum of 60 years. The person must also be having Indian Nationality, and sufficient documents to prove the same.

GOLD LOAN @ 0.75%*

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How to Apply for Gold Loan Baharampur

Online Process to Apply for Gold Loan Baharampur

You can also apply for the Gold loan Baharampur at Dialabank and you would just have to fill a simple form online. Then, you will be contacted by our representative.

For further knowledge, you can talk to us on 9878981166 at any time.

Dialabank is considered to be one of the most solid platforms available online to apply for a gold loan. Several reasons are:

Dialabank appears to be India’s first financial helpline; which provides the best of the financial services to all Indians.
They provide free applications to the customers. There are no additional fees for applying for a gold loan through the website.
One can gain a high LTV of their gold.
The bank also has a great reputation amongst its consumers because of its super-fast services.
You may also get a low-interest rate if you apply for a gold loan through Dialabank.
They also offer the document pick up facility from your doorstep to make the process faster.
The paperwork for appealing for a gold loan is very minimal.
In conclusion, the relationship managers who are trained thoroughly to guide and assist you in the whole process.

Offline Process to Apply for Gold Loan Baharampur

The person applying also has the choice to get a Gold Loan from the nearby branches. To do this, you will have to search for Gold Loan near me on google. It will show you a list of all the branches of banks and financial institutions which provide loans near and around you. You need to choose them according to your preference and expertise

You will then have to visit certain departments and apply for the loan and will have to visit multiple times before your loan finally gets sanctioned.

But Dialabank will do that for you in a faster and brisk manner.

Processing Fees / Prepayment Charges on Gold Loan Baharampur

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

CIBIL Score Required for Gold Loan Baharampur

No CIBIL score is asked for Gold Loan in Baharampur.

Gold Loan Baharampur Agent and Contact number

One of the most leading gold loan agents in Baharampur is Dialabank. You can apply online on Dialabank or call us on 9878981166.

Dialabank will guide you in choosing the best option between various other banks and NBFCs by providing you with an elaborate and well-structured market comparison between various other different banks so you wouldn’t have to worry about the difficult information and procedures that you would have to go through and thus make the right choice. Visit our website Dialabank and fill an easy form by asking some details after which our customer relationship managers will contact you soon.

Pre Calculated EMI Table for Gold Loan Baharampur

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Baharampur

Baharampur is a city in West Bengal, India. According to the 2011 census, the population of the city was 305,609 and it is the seventh-largest city in West Bengal.