Major Gold Loan Providers in Angul
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Angul Features
Falling out of your cash reserves?
Afraid of your financial prospects?
As the gold loan is available for you, you don’t have to worry about anything. Gold loan is financial assistance that is provided by the bank if an applicant uses Gold as collateral to get a required amount of money.
Why Gold Loan Angul?
Gold Loan Angul delivers the best financial services to its customers across the nation at affordable interest rates. The applicants can apply for a gold loan if they have a gold article or ornament.
For other loans, if a candidate has good credit history along with the required stable source of income, they can avail of that loan. But for gold loans, any original gold piece is sufficient for the process.
Moreover, you can take a gold loan of up to 75 percent of the gold’s market value, this happens due to the fluctuation in the market price of the gold.
Gold Loan Angul Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documents for Gold Loan Angul
- Identification proof can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar.
- Residence Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque or any other recognized document.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Angul
- Land Proof: For Agriculture Loan of more than1 lac Indian rupees, it is mandatory. While not needed for allied agriculture purposes.
- A Demand Promissory Note, if needed.
- Certificate by the Jewel Appraiser (Bank will co-ordinate).
- Proof of Income: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Angul
- The minimum age required is 21 years and a maximum of up to 60 years.
- Must be an Indian.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Angul
Online Process to Apply for Gold Loan Angul
You can apply for a gold loan via Dialabank for other banks.
First, you need to visit our website and fill a simple online form. Then, you will be called back by our representatives to further assist in the document pickup facility.
You can know a lot more by dialing 9878981166 at any point in time.
As the leading online platform for Gold Loan, here is why should choose Dialabank:
- Dialabank is the nation’s first financial helpline; it provides the best and efficient financial services to customers all over the country.
- Dialabank guides the customers for free. Hence, there are no additional fees for applying for a gold loan online on the Dialabank website.
- You can get a high LTV(Loan-to-Value) of your gold. Thus, provides you good returns.
- The good reputation among the customers because of its fast and best services.
- If you apply via Dialabank, you will get a low-interest rate on several other banks like HDFC or Private bank.
- To smoothen up the process of verification, we provide document pick-up facility from the doorstep of the customers.
- While applying through Dialabank, very little paperwork is required.
- Eventually, our customer relationship managers are present to help in the entire gold loan process.
Offline Process to Apply for Gold Loan Angul
For an offline process to apply for Gold Loan Angul, the candidate also has an option to avail of a gold loan from the nearest branches. Once the candidate explores gold loans near their home on Google, they will be provided with a list of all the branches of banks and finance companies providing loans near them. They need to select one of those banks according to their preference and knowledge, but Dialabank can do that in a quicker and better manner.
The candidate needs to visit the required departments for several times until the gold loan is finally approved.
While the process depends totally on the bank’s working culture. Some of the banks are good at providing these services.
To make it simpler for you, Dialabank allows you to choose the right options without any confusion.
Processing Fees / Prepayment Charges on Gold Loan Angul
CIBIL Score Required for Gold Loan Angul
For Gold Loan Angul, No CIBIL score is required for applying for a gold loan. Unlike other loans, there are no specific criteria for gold loans.
Your credit history and your source of income are irrelevant. It is simple. If you have a gold article, you will be given a gold loan, there is no rocket science.
Gold Loan Angul Agents
Dialabank is regarded as the most reliable Gold Loan Angul Agents. You can visit online at Dialabank or call us at 9878981166.
Dialabank helps its customers by providing the best affordable interests through comprehensive market comparison of various banks and NBFCs. Without deceiving with the complex information, Dialabank helps you make the right choice by providing the required information. Visit our website and register through a form. Once the form is submitted, you will be called back by our representatives to assist you in this whole process of Gold Loan approval.
Gold Loan Angul Contact Number
Call 9878981166 and get instant aid and approval for Gold Loan in Angul.
Pre Calculated EMI Table for Gold Loan Angul
About Angul
In the Odisha state of India, Angul is a town and municipality in the Angul district known for its scenic beauty. There is a famous natural reserve called Satkosia Gorge which is reserved within the United Nations protected area. The dense and beautiful forest of Angul is a combination of hills, forests, and reserves. The Mahanadi and Brahmani river flows through it which makes it even more fertile for growing plants.
Other gold loan cities in Odisha
Gold Loan Biramitrapur | Gold Loan Bhograi |
Gold Loan Bheunria | Gold Loan Bhedabahal |
Gold Loan Bhawanipatna | Gold Loan Bhadrak |
Gold Loan Baripada | Gold Loan Bargarh |