Gold Loan Aluva

Major Gold Loan Providers in Aluva

Gold Loan Aluva Features

Running out of money? Clueless about your financial prospects?

You don’t need to worry as long as there is Gold Loan available for you. With comparatively less paperwork, you can your loan approved within 48 hours after the verification process.

Gold Loan Aluva provides financial help to the customers at the best available and affordable interest rates. Taking a gold loan is not as daunting as it may seem. All you need is a stable and good source of income along with good credit history to get your loan approved faster.

Moreover, one should not expect a 100% loan on the market value of gold. Since the market price of the gold is always fluctuating, you can get a loan of up to 75 percent of the market value of gold.

Gold Loan Aluva Interest Rates

Documents for Gold Loan Aluva

1. Identity proof can be any of the following documents: Voter ID card/ Passport Copy/ Aadhaar Card / Driving License.
2. Address Proof can be any of the following: Telephone Bill/ Electricity Bill /Ration card/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof can be any of the following: Banker’s verification/cheque/ Passport Copy/ Driving License
4. 2 passport size photographs can be used for facial recognition.

Additional Documents Required for Gold Loan Aluva

1. Proof of Land: If the agriculture loan is of more than Rs. 1 lac. No proof is needed for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will provide).
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Aluva

1. The minimum age of the individual should be 21 years and a maximum of up to 60 years.
2. Must be having Indian Nationality.

How to apply for Gold Loan Aluva

Online Process to Apply for Gold Loan Aluva

One can easily apply for Gold Loan from any bank via Dialabank by filling up a simple form online.

Later on, you will receive a call back from Dialabank’s representative. Then, they will assist you in document pick up facility from your doorstep which solves half of your problems by saving your time.

To fetch more information, you can call on 9878981166 anytime.

For online Gold Loans, Dialabank is considered to be the best platform. While there can be many reasons, here are the pointers to tell you a lot:

1. As India’s first financial helpline, it provides the best and efficient financial services to customers all over the nation.
2. Unlike others, Dialabank doesn’t charge you for anything. You can apply for an online gold loan via Dialabank’s official website with any additional charges.
3. You can get high LTV (Loan-to-Value) which means more money.
4. The Bank shares a good relationship and reputation with customers because of its efficient services.
5. Applying for a Gold Loan via Dialabank will save your money by providing a low Gold loan interest rate.
6. The document pick-up facility of the bank eases the process and saves a lot of time for customers.
7. The negligible paperwork of Dialabank makes it easier to apply for a Gold loan per gram.
8. The relationship managers of the bank are trained thoroughly to assist you in the whole process of the Gold loan.

Offline Process to Apply for Gold Loan Aluva

The candidates also have an option to take a Gold Loan from the branches in their vicinity. All it needs is a “Google Search” and it will enlist all the branches of banks and finance companies near you. You can select any of them according to your knowledge and preference, but here’s where Dialabank saves your time by efficiently doing this.

After searching for the banks, you need to visit them for indefinite times to get your loan approved which again is a painstaking process. Though, it also differs from organization to organization.

You can avail loans from any nearby branches, you just need to search the name of the bank and it will enlist all the branches that are available in your area. Then, you can call any of them and initiate your process of loan approval.

Processing Fees / Prepayment Charges on Gold Loan Aluva

CIBIL Score Required for Gold Loan Aluva

CIBIL score is irrelevant if you are taking a gold loan. Any lending institution of your choice will grant you a loan irrespective of your CIBIL score.