Best Banks for Used Car Loan in Anupshahr
Feature |
HDFC Bank |
Private Bank |
Kotak Mahindra Bank |
Interest Rate |
8% - 8.4 % |
8.5 - 9.5 % |
11% |
Min Loan Amt |
Metro : 1 Lac & Non Metro: 75000 |
75000 |
75000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
Upto 7 Years |
Upto 5 Years |
Upto 5 Years |
Processing Fee |
1999 - 4999 + Tax |
0.25% to 1.50% |
0.25% to 1.50% |
Preclosure Chgs |
2%, Nil after 24 months |
2%, Nil after 36 months |
Nil |
Loan to Value (LTV) |
Upto 100% on Ex- showroom |
Upto 95% on Ex- showroom |
Upto 90% on Ex- showroom |
Used Car Loan Anupshahr Features
- Used Lowest Car Loan Interest Rate
- Enjoy special pricing
- Practice easy, hassle-free processing, quick approvals, and ready disbursals
- Track your application anytime, anyplace. Get situation updates about your loan demand at every step
- Avail of accessible repayment programs amidst pocket-friendly EMIs
- Almost all significant banks and NBFCs offer Used Car Loans in Anupshahr
- The documentation method is quick and hassle-frank
- Used Car Loans are quickly available through DialaBank
- Get 80% of the value of the car as a loan amount for three years without income proof
- Get 85% of the car’s value as a loan amount for five years without income proof.
Used Car Loan Anupshahr Interest Rate
Bank
|
Processing Fee
|
Prepayment Charges
|
HDFC Bank Car Loan
|
(1999 - 4999) + Tax
|
2%, Nil foreclosure charges after 24 months
|
Axis Bank Car Loan
|
1 % to 2.50%
|
Nil
|
Private Bank Car Loan
|
0.25% to 1.50%
|
2%, Nil foreclosure charges after 36 months
|
SBI Car Loan
|
500/- to 0.50%
|
Nil
|
Kotak Car Loan
|
1% to 2%
|
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Car Loan
|
Nil
|
Nil
|
Muthoot Car Loan
|
Nil
|
Nil
|
Manappauram Car Loan
|
Nil
|
Nil
|
PNB Car Loan
|
0.70% to 1%
|
Nil
|
Canara Bank Car Loan
|
1%
|
Nil
|
Andhra Bank Car Loan
|
Nil
|
Nil
|
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Anupshahr Documents Required
For Salaried:
Identity and residence proof:
- Valid Passport
- Voter ID Card
- Permanent Driving License
- Job Card
- Letter issued by the National Population Register
Income proof:
- Latest Salary Slip
- Latest Form 16/Latest ITR
- Bank statement of the last six months
Signature proof:
- Passport Copy
- Photo Driving License with DOB
- Credit card statement with Credit Card Copy
- Banker’s verification
For Self Employed:
- Age proof, the documents demanded are Memorandum also Articles of Association/Certificate of Business
- Identity proof, the records wanted are Memorandum also Articles of Association/Certificate of Business
- Income Proof, there is a tone of the Latest ITR and balance coat with profit and loss assertion
- Address Proof Documents: Memorandum and Articles of Association, Telephone Bill, Certificate of Incorporation, Electricity Bill
- Sign Verification Proof: Photo Driving Permit with DOB, Passport Copy, Credit Card Statement, Banker’s Confirmation
Also, the Used Car Loan can be used in the following kind of firms as well:
- Partnership Firms
- Sole Proprietorship
- Public Limited Companies
Used Car Loan Anupshahr Eligibility Criteria
For Salaried:-
- Minimum age: tiniest age models are 21 years
- Maximum age at loan maturity: most age models are 60 years
- Minimum employment: 1 year in current work and two working years of work
- Minimum Annual Income: Rs. 2,50,000 net annual income
For Self-Employed:-
- Minimum age: 21 years
- Maximum age at loan maturity: 60 years
- Minimum employment: 3 years
- Minimum Annual Income: Rs. 2,50,000 per annum
The latter type of firms are also available to take a pre-owned Used Car Loan Anupshahr:
- Sole Proprietorship
- Partnership Firms
- Public Limited Companies
- Hindu Undivided Family
How to Apply for Used Car Loan in Anupshahr?
Availing a Used Car Loan Anupshahr is an easy process with DialaBank. Only you require to follow the following levels to avail the most suitable offers on loan:
- Visit our website Dialabank
- Click on the Used Car Loan option accessible in the menu bar
- Fill in the details about the car type and your interest(yearly)
- Wait as our contact manager will soon get in touch with you on your assigned figure.
- You may also communicate our contact managers on the number 9878981166 in case of any questions concerning the loan.
- For availing a Used Car Loan in Anupshahr offline, you will have to hit the branch, especially, which might tend to be hectic for you.
Used Car Loan for Major Car Manufacturers in Anupshahr
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Used Car Loan Anupshahr
Category
|
Details
|
Processing Charges
|
1999 - 4999 + Tax
|
Prepayment
|
No prepayment is allowed until 12 EMIs are paid
|
Preclosure
|
No foreclosure is allowed until 12 EMIs are paid
|
Prepayment Charges
|
13-24 months: 2% of loan principal outstanding
|
>36 months: Nil Charges
|
|
Stamp Duty
|
As per state laws
|
Cheque Bounce Chgs
|
₹ 550/chq + GST
|
Floating Rate of Interest
|
Not Applicable
|
Overdue EMI Interest
|
2% p.m.(on overdue amount)
|
Amortisation Schedule Chgs
|
Rs 200 + GST
|
Pre Calculated EMI Table for Used Car Loan Anupshahr
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Anupshahr
Anupshahr is a center and community board in the Bulandshahr area in the state of Uttar Pradesh, India. It is near the sacred river Ganga. It is on Bangar alluvial.
Used Car Loan EMI Calculator
Used Car Loan In Other Cities
Used Car Loan Banda | Used Car Loan Azamgarh |
Used Car Loan Balrampur | Used Car Loan Baghpat |
Used Car Loan Orai | Used Car Loan Vrindavan |
Used Car Loan Akbarpur | Used Car Loan Utraula |