Used Car Loan Azamgarh

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Used Car Loan Azamgarh

Best Banks for Used Car Loan Used Car Loan AzamgarhAzamgarh 

Feature
HDFC Bank
Private Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Azamgarh Features

Advance Amount

  • Avail of loan up to Rs. 2.5 crore on a wide range of preowned cars and multi-utility vehicles
  • Get between 3 to multiple times your yearly pay, and get up to 100% of the estimation of the car* *Age of Car at credit development ought not to cross 10 years, subject to the most extreme advance residency of 60 months

Unequaled help

  • Advantage from start to finish warning – from examination to title move
  • Get customized help to pick a vehicle that meets your particular needs
  • Profit of altered and helpful reimbursement plans with pocket-accommodating EMIs

Adaptable Repayment Tenure

  • Adaptable reimbursement residencies from a year to 60 months
  • Fast and simple Processing and endorsement
  • Experience straightforward issue free preparing, fast endorsements, and quick disbursals
  • Track your application whenever, anyplace. Get announcements about your credit application at each stage
  • Appreciate doorstep administration and speedy and simple documentation
  • Check your advance qualification in only 60 seconds

Loans without income proof

  • Get 80% of the estimation of the vehicle as to the advance sum for a long time without pay confirmation
  • Get 85% of the estimation of the vehicle as to the advance sum for a long time without pay confirmation

Used Car Loan Azamgarh Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Used Car Loan Azamgarh Documents Required

Know more about Documents required for car loan.

Salaried Individuals:

Any of the following can be the identity proof:

  1. Substantial Passport
  2. Lasting Driving permit [recent, decipherable, laminate]
  3. Citizens ID Card
  4. Occupation card given by NREGA.
  5. The letter gave by the National Population Register containing subtleties of name and address.

All the accompanying archives as evidence of salary:

  1. Most recent Salary Slip
  2. Most recent Form 16/Latest ITR
  3. Last 6 months bank statement

Any of the accompanying assign confirmation verification:

  1. Identification Copy
  2. Photograph Driving License with DOB (later, readable, covered)
  3. Financial record with Credit Card Copy
  4. Broker’s Verification
  5. Duplicate of Margin Money Paid to the Bank

Self-employed Individuals

  • Update and Articles of Association/Certificate of that are Proof of age
  • Update and Articles of Association/Certificate of Incorporation as personality verification.
  • Most recent ITR and reviewed monetary record alongside benefit and misfortune account as verification of salary
  • Any of the accompanying archives as address evidence

Notice and Articles of Association, Affirmation of Incorporation, Phone Bill,Power Bill

  • Any of the following can be confirmation verification:

Visa Copy, Photograph Driving License with DOB (later, clear, covered), Financial record with Credit Card Copy, Investor’s Verification, Duplicate of Margin Money            Paid to the Bank

Used Car Loan Azamgarh Eligibility Criteria

The criteria to be met to avail a Used Car Loan Azamgarh.

Know more about Car Loan eligibility criteria.

A good CIBIL score is a must before applying for a loan other than a gold loan. Making sure your CIBIL score is good before applying for a loan is a good practice.

Salaried Individuals:

  1. This incorporates specialists, CAs, representatives of private restricted organizations, workers from public area endeavors, including local, state, and neighborhood bodies
  2. People who are at least 21 years at the time of applying and a maximum of 60 toward the finish of the credit residency
  3. Those who’ve worked for a company for 2 years, with at least 1 year with the current manager
  4. The individuals who earn at least Rs. 2,50,000 every year, including the salary spouse.

Self Employed Individuals:

  1. The individual must own a  private organization in the matter of assembling, exchanging, or benefits
  2. Should earn at any rate Rs. 2,50,000 for every annum
  3. The individuals should have a business landline.

Used Car Loan for Major Car Manufacturers in Azamgarh

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Azamgarh

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Used Car Loan in Azamgarh

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Used Car Loan Azamgarh Contact Number

In case of any queries regarding the Used car loan Azamgarh, you may contact on the number 9878981166 for any sort of assistance. Or for any further assistance, you can also visit us on our website Dialabank.

Pre Calculated EMI Table for Used Car Loan Azamgarh 

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Azamgarh 

Azamgarh is a city in the Indian state of Uttar Pradesh. It is the headquarters of Azamgarh division, which consists of Ballia, Mau and Azamgarh districts. Azamgarh is situated on the bank of Tamsa River. It is located 268 km east of the state capital Lucknow.

zamgarh has an average elevation of 64 metres (209 feet). The district consists of a series of parallel ridges, whose summits are depressed into beds or hollows, along which the rivers flow; while between the ridges are low-lying rice lands, interspersed with numerous natural reservoirs. The soil is fertile, and very highly cultivated, bearing good crops of rice, sugarcane, and wheat and orchards of mango and guava. Maize, gram, corn, mustard are other major crops

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