Used Car Loan Utraula

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About Used Car Loan Utraula

Best/Top Banks for Used Car Loan in Utraula

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Used Car Loan Utraula Features

Used Car Loan Utraula Observing on buying a used car loan online? But don’t they will have the funds needed for it? Make no worries! There seems to be a used car loan here for you. A used car loan is a source of finance or welfare support given to the customers by banks and NBFCs at a fair rate to help them purchase a used car.

As used cars have become a must for all, the cost of used cars is rising to grow on a daily basis. This is where you come into effect with a used car loan and satisfy your wish to be the owners of your dream used car. A used car loan in Utraula has the core elements of:

Financing on a wide assortment of used cars and micro-use vehicles up to Rs.2.5 Crore
Profit from end-to-end service — from study to the distribution of titles
Get personalized aid in picking a car that suits your unique needs
Favorable payment terms between about 12 months and 84 months

Used Car Loan Utraula Interest Rate

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	1%	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Utraula Documents Required

For Salaried:-

The documents required for car loan are:

Proof: PAN Card, Voters ID card, Passport copy, Driving License, Notice provided by the National Registry of Populations bearing the name and address specifics, NREGA job seeker provided (Identity)
Proof: 3-month salary slip with form 16 (Income)
Proof: Notice provided by the National Registry of Populations bearing the name and address specifics / NREGA job seeker provided / Driving license / Voters card / Passport Copy /PAN Card (Address)
Statement: Last 6 months. (Bank)

For Self Employed:-

Proof: PAN Card, Voters ID card, Notice provided by the National Registry of Populations bearing the name and address specifics, NREGA job seeker provided, Passport copy, Driving License (Identity)
Proof: Income Tax Return as the latest with income slips (Income)
Proof: Voters card / Passport Copy / Driving license /PAN Card / Notice provided by the National Registry of Populations bearing the name and address specifics / NREGA job seeker provided (Address)
Statement: Last 6 months. (Bank)

Used Car Loan Utraula Eligibility Criteria

For Salaried:-

The eligibility criteria for car loan are :

age: 21 years (Minimum)
age at loan maturity: 60 years (Maximum)
employment:1 year with the current jobs and a minimum of two years at work (Minimum)
Annual Income: A share of Rs. 2,50,000 per year, including that of the spouse’s salary (Minimum)

For Self-Employed:-

age: 25 years (Minimum)
age at maturity: 65 years (Maximum)
employment: In sales for the last 3 years (Minimum)
Annual Income: All who receive at least 2.50,000 Rs per year (Minimum)

How to Apply/Register for Used Car Loan Utraula?

Delivering a used car finance Utraula with DialaBank is a short process. Follow the procedure below to get the great offers:

Access our Dialabank homepage
Click on the button for used car loan usable from the list
Put in the info of the model of car used and your salary.
Wait for our financial advisor to get in contact with you on your applied ethics soon.
In the event of any issues about the loan, you can also touch our middle managers on 9878981166.
To make use of such an offline used car loan anyone needs to visit the bank directly, which could turn out to be crowded for you.

Used Car Loan for Majorly Used Car Manufacturers Utraula

TABLE WILL APPEAR

Processing / Prepayment Charges on Used Car Loan in Utraula

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

Required CIBIL Score for Used Car Loan in Utraula

The current credit level is known as what describes your ability to pay off your loans. A higher payment history indicates a strong credit history and makes the assessment process for your used car loan quick and easy to process. Most of the time, banks and NBFCs consider a credit record of 750 and above as a successful score for clearing your Utraula loan application procedure.

This scoring will vary from bank to bank, again. In the event of a weak CIBIL score than the appropriate value, you will be asked to pay a lower interest rate on the loan amount, and if the CIBIL score is high, you would also have to pay a poor default rate. A CIBIL score is also an essential issue for a used car loan.

Used Car Loan Utraula Contact Number

You can call 9878981166 for any kind of assistance in case of any details regarding the used car loan in Utraula.

Pre Calculated EMI Table for Used Car Loan Utraula

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Utraula

Utraula Rural is a region in Utraula Block, in Uttar Pradesh State, India’s Balrampur District. It relates to Branch Devipatan. It is situated 31 KM east from Balrampur headquartered in the area. It is the headquarters of the block. Utraula Rural pin number is 271604 and Utraula is the post office.