Personal Loan Sarkaghat

Major Personal Loan Providers in Sarkaghat

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Sarkaghat Features

Are you in need of cash? Well, you do not have to worry. Personal loans are a form of loan available to you. This form of loan is not only unsecured in nature, with very few documents and much less paperwork necessary. This form of loan may be accepted within a period of 48 hours after the verification process.

In order to apply for a personal loan, Sarkaghat click on Personal Loan

Personal Loan Sarkaghat Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Sarkaghat

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Statements for the salary of the past three months.
3. Bank statements for the last 6 months
4. PAN
5. Proof for Residence (Own/Rent/Company provided)
6. Passport-size photograph – 2

Self-Employed Customers:

1. All financial statements (Balance sheet, P&L statement, and ITR files) are needed
2. PAN Card
3. Aadhar
4. Residence Proof
5. Passport-sized photographs- 2

Eligibility Criteria for Personal Loan Sarkaghat

Click here to know more about personal loan eligibility

Salaried Applicants

1. The candidate’s base age should not be under 21 or over 60 years of age.
2. In any case, the applicant must have three years of work comprehension. In their accounts the compensation should have been transferred as it were.
3. The applicant should have a credit history that is outstanding.
4. There should be mention of the applicant’s work location.
5. A minimum income of at least INR 25,000 p.m. is required for the borrower.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

1. A minimum of 25 years should be the age of the individual person applying.
2. For the past three years, the borrower applying for a personal loan should have been filing ITR. If the borrower is a businessman, then the company has to run well for the past 3 years.
3. The applicant’s credit score should be fine, and no debt or dues should be pending.
4. The applicant’s annual income should be no less than Rs 2.5 lakh.
5. Applicants are expected to apply their financial statements and their bank statements for the past three months during the entire document review process for personal loan approval.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Sarkaghat?

1. There is no hard and fast law for depositing any mortgage or collateral into the bank as a safe.
2. A personal loan is a kind of multidimensional loan, so that it can be used for any kind of problems.
3. The amount of personal loans is entirely based on the repayment capacity of the applicant.
4. No nominee or guarantor is expected of a Personal Loan.

How to apply for Personal Loan Sarkaghat?

1. Visit this website: www.dialabank.com.
2. Then,go to the credit section and go to your personal loan page. It will lead you to the personal loan details where you can pick your town. Please call 9878981166 to get more information and free guidance.

Processing Fee / Prepayment Charges on Personal Loan Sarkaghat

To know about the interest rate click on personal loan interest rate

Personal Loan Sarkaghat EMI Calculator

CIBIL Score required for Personal Loan Sarkaghat

All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Sarkaghat. Often, in order to further process an application, entities need a minimum score of at least 750.

No institution only looks at the overall score.They also look at a detailed view of past loans. The information includes the kind of loans and the amount of money lent. If there is any pause in payments of previous loans, the approval of this loan will be impeded.

Personal Loan Sarkaghat Agents

Dialabank is one of the leading agents for availing Personal Loan in Sarkaghat. You can make an online application at www.dialabank.com or call 9878981166

Personal Loan Sarkaghat Contact Number

Call 9878981166 and get timely assistance and approval for Personal Loan in Sarkaghat.

Pre Calculated EMI Table for Personal Loan Sarkaghat

Click here for personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Sarkaghat

FAQs About Personal Loan Sarkaghat

Who can apply for a Personal Loan in Sarkaghat?

What is the tenure of Personal Loan in Sarkaghat?

Can my application for Personal Loan Sarkaghat get rejected due to my CIBIL score?

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