About Personal Loan Rajgir
Each individual requires an account for the crisis costs of our life. On the off chance that you are intending to get hitched or need to go on an excursion and are missing the mark concerning reserves, at that point no concern. It is a smart thought to investigate the alternative of taking a personal loan to meet these costs. Personal loans has risen as a superior method to back buys or to meet noteworthy monetary needs.
Why Personal Loan Rajgir?
1. The measure of Loan relies on the pay of the persona and his reimbursement capacities.
2. Personal Loan Rajgir is a multipurpose credit which can satisfy every one of your necessities.
3. Does not need any guarantee security.
4. The Guarantor isn’t required.
5. It will assist you with improving your cibil score.
Personal Loan Rajgir Eligibility Criteria
Qualification relies upon the capacity of the candidate to reimburse the measure of credit. There are two classifications of candidates:
1. Salaried
2. Self-employed
The personal loan eligibility requirements are as followed:
Salaried Applicant:-
- Age criteria = minimum of 21 years and maximum of 60 years
- Job experience = 3 years (salary in their account should be received)
- There must be an excellent credit background for the applicants.
- It should state the work position of the applicant.
- Rs. 18,000 (metropolitan city) and Rs. 12,000 (non-metropolitan city) = minimum income
Self-employed Applicant:-
- Mandatory age = 25 years (minimum)
- ITR for the last three years should be filed by the applicants.
- If the applicants run a business, it should run for the past three years.
- The credit score should be right (no debt or dues should be left)
- Income per annum = Rs 2.5 lakh (minimum)
Personal Loan Rajgir Documents
1. Identity proof: One ought to have these following reports with him(Passport/Id card/voter card/driving permit/Aadhar Card) any of them will work.
2. Residence proof: The documents needed as proof of residence are: The reports required as verification of habitation are: (Passport/Id card/voter card/driving permit/Ration Card/Aadhar Card). And on the off chance that the candidate is living in a leased condo, at that point he needs to submit, power bill on his name and the address of the proprietor and his tenant contract.
3. Under, KYC formality: The candidate needs to give his PAN card.
4. Salaried applicant: The candidate needs to present his bank statement throughout the previous a half year and the compensation slip of the past a quarter of a year.
5. Self-employed: The person applying for a personal loan should file ITR for the previous three years, and the business should be registered.
6. Colored photograph: applicant must have two passport size photograph
Personal Loan Rajgir Interest Rates
The Personal Loan Interest Rate Rajgir depends upon the company’s profile and salary of a person. The interest rate of personal Loans starts from 10.75% per year.
Personal Loan Rajgir Tenure
The tenure of Personal Loan Rajgir is from 1 year to 5 years and can be picked by you.
Personal Loan Rajgir Apply Online
1. Visit Dialabank
2. Go to the loan section and click on the personal loan link.
3. The candidate will be coordinated to all subtleties of the individual Loan where they can pick their favored city.
4. For more data and free direction, you may approach 9878981166.
Personal Loan Rajgir EMI Calculator
You can calculate your EMI here: Personal Loan EMI Calculator
About Rajgir
Rajgir is an antiquated city and an advised territory in Nalanda locale in the Indian province of Bihar. It is a simple and efficient cycle to take Personal Loan in Balaghat just when you apply through Dialabank visit www.dialabank.com or approach 9878981166.
Personal Loan Interest Rates: Updated 2020
Bank | Processing Fee |
Prepayment Charges
|
HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
SBI Personal Loan | 500/- to 0.50% | Nil |
Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Personal Loan | Nil | Nil |
Muthoot Personal Loan | Nil | Nil |
Manappauram Personal Loan | Nil | Nil |
PNB Personal Loan | 0.70% to 1% | Nil |
Canara Bank Personal Loan | 0.01 | Nil |
Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Personal Loan Mukerian | Personal Loan Nabha |
Personal Loan Nakodar | Personal Loan Nangal |
Personal Loan Nashik | Personal Loan Nawanshahar |
Personal Loan Navi Mumbai | Personal Loan Niphad |