Major Personal Loan Providers in Nangal
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Nangal Features
Are you running out of cash? You need not worry. A personal loan is very much possible for you. This loan is not only of an unsecured nature with the least necessary documentation and even lesser paperwork. This loan may take up to 48 hours to get approved following the process of confirmation.
Personal Loan Nangal is a loan that gives economic assistance to customers at affordable and cost-effective interest rates. To get a Personal Loan, the candidate must have a reliable and robust income source and good credit history. Moreover, there is no such end-use restraint on the use of the personal loan sum. You can use this loan amount in whatever way you want to. To ask for a personal loan, Nangal checks out Personal Loan.
Personal Loan Nangal Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Nangal
Salaried Customers:
- ID verification (Aadhar card/driving license)
- Slips for payroll for the past three months
- Report of Bank for the last six months
- PAN Card
- Proof of Residency (Own/Rent/Company provided)
- Two Passport-size picture
*NOTE: In the case of rented rooms, a rent agreement is needed to be attached.
Self-Employed Customers:
- All monetary statements are needed(Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar
- Proof of residency
- Two passport-sized pictures
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Nangal
Click here to understand deeper about personal loan eligibility.
Salaried Applicants
- The least age of the applicant should not be less than 21 years or higher than 60 years.
- The candidate must have work experience of at least three years. The salary should have been credited to their accounts only.
- The candidate should have an excellent credit history.
- The location of the applicant’s job should be declared.
- The borrower must have the least income of INR 25,000 p.m.
Click here to understand more about a personal loan for Salaried Applicant.
Self-Employed Applicants
- The age of an independent body should be at least 25 years.
- The applicant asking for the personal loan should have been filing ITR for the prior three years.
- If the candidate is a businessman, the business must be efficiently working for the last three years.
- The applicant’s reputation score should be fair, and there must not be any debt or dues pending.
- The yearly income of the candidate should be a minimum of Rs 2.5 lakh.
- The personal loan’s whole certificate verification process requires the candidates to submit their financial and bank statements for the previous three months.
Click here to understand more about the personal loan for Self-employed Applicants.
Why Apply for Personal Loan Nangal?
- There is no need to deposit any mortgage or collateral as a security to the bank.
- A personal loan is a multidimensional credit. Thus it can be put to use for all the issues related to capital.
- The amount of personal loans is only based on the repayment capacity of the individual.
- A Personal Loan does not need any contestant or guarantor.
How to apply for Personal Loan Nangal?
- Visit Dialabank.
- Then, go to the loan section and go to the personal loan link.
- You will be guided to the detailed information of the personal loan where you can pick your city.
- For further information and free direction, feel free to call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Nangal
All Banks and NBFCs charge a specific fee for preparing a Personal Loan application. This fee is 1% of the loan amount.
If you wish to foreclose your loan before the chosen loan tenure, all lending institutions should charge you a penalty as a prepayment fee. Mostly, you are not permitted to close your loan before 12 months. After that, the assessments differ based on how many years the loan has been finished. This charge varies from 4% of the remaining loan sum in the 2nd year to 2% in the loan’s 4th year.
To understand the interest rate, click on the personal loan interest rate.
Personal Loan Nangal EMI Calculator
Equated Monthly Installments or EMI is a monthly fixed price that you must pay to the bank as monthly repayment for the loan amount obtained. Depending on your profile, the rate of interest on your loan is fixed. The EMI on your loan is determined based on the Interest Rate the bank charges you, the loan amount you have to grasp, and the period you take the loan.
CIBIL Score required for Personal Loan Nangal
All the lending organizations have their criteria for a minimal CIBIL score to process a Personal Loan form in Nangal. Mostly, the institutions require a least score of at least 750 to process an application further.
No organization only looks at the overall Score. They also study an elaborated view of the previous loans. The details cover the type of loans and the amount of money that was obtained. If there is any delay in the earlier loans’ fees, it may hinder the present loan’s approval.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Nangal Agents
Dialabank is one of the best agents for availing Personal Loan in Nangal. You can apply online at Dialabank or give a ring at 9878981166
Dialabank assists you to see the best option of Banks and NBFCs by giving you passage to an in-detail market comparative study of various banks to help you choose the best one. Please tour our website Dialabank and fill out a pure form with personal and professional data features. Our customer contact managers will be in touch with you soon.
Personal Loan Nangal Contact Number
Call 9878981166 and get appropriate assistance and approval for a Personal Loan in Nangal.
Pre Calculated EMI Table for Personal Loan Nangal
Click here for a personal loan EMI calculator
About Nangal
Nangal is a town and city council in Rupnagar district in Punjab, India. It is 60 km from Rupnagar in the state of Punjab in northwest India. It sits at the foot of the Shiwalik Hills, where it was established after plans for a dam required previously established villages’ villages’ movement.
FAQs About Personal Loan Nangal
✅ Who can apply for a Personal Loan in Nangal?
People who urgently require cash and have a regular income (from employment or business) can ask for a Personal Loan in Nangal.
✅ What is the tenure of a Personal Loan in Nangal?
Most banks and NBFCs provide a Personal Loan for a min duration of 1 Yr and a Max period of 5 Years. There are some Banks which extend the most significant period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed term of the loan.
✅ Are there any other charges involved in Personal Loan Nangal?
Yes, there are two types of charges that one needs to pay to avail a personal loan in Nangal:
Processing Fee: For every bank or lending institution you borrow from, they charge a small fee from the customer. This is known as Processing Fee. The processing fee varies for each lending institution and is 1% of the loan amount.
Pre-closure Charges: Whenever you want to close a running loan before its agreed tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure directions. The pre-closure costs vary depending on how many years your loan is completed before deciding to pre-close it.
✅ Can my application for Personal Loan Nangal get rejected due to my CIBIL Score?
Since a Personal Loan is an unsecured loan, one of the most important decision criteria for getting your Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or credit card payments to decrease your CIBIL Score. Most of the Personal Loan rejections happen due to a low CIBIL Score.
| Personal Loan Kot Kapura | Personal Loan Kottayam |
| Personal Loan Koyilandy | Personal Loan Madhyamgram |
| Personal Loan Mandi | Personal Loan Mapusa |
| Personal Loan Morinda | Personal Loan Muktsar |
