Best Banks for Personal Loan in Proddatur
1% - 2.5% of the Loan Amt
Personal Loan in Proddatur Features
Click here to get an instant personal loan
A personal loan can help you to get some money for your finances’ needs. This loan is unsecured with minimal documentation and less paperwork. This loan can get approved within just 2 days after all the verification process.
A personal loan is an unsecured loan that provides financial aid to the customers at affordable interest rates, which can be paid easily.
Any of your requirements can be fulfilled by personal loan Proddatur at meagre and affordable interest rates.
Personal Loan in Proddatur Interest Rates and Charges
To apply and know more about personal loan Proddatur click on Personal Loan
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Personal Loan Proddatur Documents Required
Salaried Customers:
- PAN Card of the person applying.
- Residence Proof required (Owned/Rented/Company provided) for loans.
- Passport-sized photographs – 2 of the person for applying.
- Identity proof required for the personal loan Mumbai (Aadhar card/driving license/Voter Id)
- Salary slips of the last three months of the applicant are also required.
- Bank statements for the last six months of the person applying for a loan.
*NOTE: In the case of rented apartments, a rent agreement needs to be attached.
Self-Employed Customers:
- Aadhar Card is required to avail of the loan.
- Residence Proof( Current and Permanent) is needed for applying.
- Two passport-sized photographs of the person applying for a loan.
- All financials are required of the customer(Balance Sheet, P&L Statement, and ITR files) to apply.
- PAN Card is mandatory for applying.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan in Proddatur Eligibility Criteria
Click here to know about personal loan eligibility.
Salaried Applicants
- The job location of the applicant should also be mentioned.
- A borrower should also have a minimum income of INR 25,000 per month
- The minimum age of the individual should be 21 years and a maximum of 60 years.
- Work experience of the three years and the salary should also be received in their accounts only.
- Applicants must have an excellent credit history.
Click here to know more about: personal loans for Salaried applicants.
Self-Employed Applicants
- The credit score of the individual applicants should be good, and there should not be any debt or dues left of the individual.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
- The whole documentation process of the personal loan is that the applicants have to submit their financial and bank statements of the previous three months.
- The minimum age for an independent person should be 25 years.
- The applicants applying for the personal loan should need to have a file of ITR for the last three years.
- If the applicants are businessmen, then the business should constantly be running for the past three years.
Click here to know more about: personal loan for self-employed Applicant.
Why Apply for Personal Loan Proddatur?
- The amount of personal loans given also depends upon the repayment of individual income and capacity.
- A Personal Loan does not require any guarantor or nominee to avail it.
- No need to deposit any mortgage and collateral security to the bank is an excellent advantage.
- A personal loan is a multi-purpose offer loan, and it can be used for all the problems related to finance.
How to apply for Personal Loan Proddatur?
- Visit Dialabank.
- Go to the loan section on the page and click on the personal loan link.
- The applicant will be directed to all the personal loan details where they can choose their preferred city, according to their needs.
- For more information on personal loans and free guidance, you may call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Proddatur
Every Bank and NBFC charges a fee for processing your Loan application. These charges are 1% of the sanctioned loan amount.
If you close your loan before the agreed loan tenure in the documents, every lending institution charges you a penal prepayment fee for the loan period agreed earlier. In most cases, you cannot close your loan before 12 months from the date of availing the loan. Post that, the charges also vary depending on how many years the loan has been done.
To know about the interest rate, click on the personal loan interest rate.
Personal Loan Proddatur EMI Calculator
Equated Monthly Installments(EMI) is the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on loans is determined. EMI is calculated based on the Interest Rate you are charged by the bank, the amount of loan you have to take, and the period you enjoy the personal loan.
CIBIL Score required for Personal Loan Proddatur
Every lending institution has its criteria for the minimum CIBIL score required for processing Personal Loan applications in Proddatur. Most institutions require a minimum score of CIBIL of 750 to process your loan application.
The institutions look at the overall score and the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan in Proddatur Agent and Contact Number
Dialabank is the best agent for availing Personal Loan in Proddatur.
You can easily apply online at Dialabank or give a call at 9878981166
Dialabank helps you find the best option of Banks and NBFCs by providing you with a detailed market comparison of different kinds of banks so that you can make the right choice. Visit our website www.dialabank.com and fill a straightforward form with your personal and employment details. Our customer relationship managers will get in touch with you very soon.
Call 9878981166 and get instant help and approval for availing of Personal Loan Proddatur.
Pre-Calculated EMI Table for Personal Loan Proddatur
Click here for the personal loan EMI calculator
About Proddatur
Proddatur is a city in the Kadapa district of Andhra Pradesh. Located in India, it is based on the banks of the Penna River. The city is a municipality and also the Mandal headquarters of Proddatur Mandal.
FAQs
✅ Who can apply for a Personal Loan in Proddatur?
People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Proddatur city.
✅ What is the tenure of Personal Loan in Proddatur?
Most banks and NBFCs provide a Personal Loan for a minimum period of 1 Yr and a Max. Period of 5 Years. Some Banks extend the max. Period to 7 Years also. The tenure is fixed and cannot be extended further. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan taken.
✅ Can my application for Personal Loan Proddatur can get rejected due to my CIBIL score?
A personal Loan is an unsecured loan, one of the most important criteria for getting your Loan application approved is your CIBIL Score. Having a good and high CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments, as that will decrease your CIBIL score and affect your chance of availing of a loan. Most of the Personal Loan rejections happen only due to a low CIBIL Score.
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