Major Personal Loan Providers in Narasaraopet
1% - 2.5% of the Loan Amt
Personal Loan Narasaraopet Features
Personal loans are there to provide you financial aid or support in uncertain or need-based time. This personal loan is unsecured and not demands any collateral or asset security for loan approval.
Normally, Banks provide personal loans to those individuals who are eligible and have good creditworthiness. The loan amount of personal loans can be used without any restriction, money, or funds provided into your bank account you spend anywhere you want.
Personal Loan Narasaraopet Interest Rates
To know about the interest rate click on personal loan interest rate
| Bank | Processing Fee |
Prepayment Charges
|
| HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
| Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
| Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
| SBI Personal Loan | 500/- to 0.50% | Nil |
| Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
| IIFL Personal Loan | Nil | Nil |
| Muthoot Personal Loan | Nil | Nil |
| Manappauram Personal Loan | Nil | Nil |
| PNB Personal Loan | 0.70% to 1% | Nil |
| Canara Bank Personal Loan | 0.01 | Nil |
| Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Documents for Personal Loan Narasaraopet
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Salary slips of last three months
- Bank statements for the last 6 months
- PAN Card
- Residence Proof (Owned/Rented/Company provided)
- Passport-sized photographs – 2
*NOTE: In case of rented apartments, rent agreement needs to be attached.
Self-Employed Customers:
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar Card
- Residence Proof
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Narasaraopet
The Personal Loan Eligibility criteria for both Salaried and Self-Employed persons are different:
Salaried Applicants
- The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
- The applicants must have work experience of nearly three years. And the salary or pay should be received in their respective accounts only.
- The applicants must have the best credit history for loan approval.
- The job location of the applicant should be mentioned.
- A borrower should have a minimum income of INR 25,000 per month
Click here to know more about- Personal Loan Salaried Applicant
Self-Employed Applicants
- The minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan Narasaraopet should file ITR for the last three years.
- If the applicants or individuals are businessmen, then the business should be running for at least three or more than three years.
- The credit score of the individual applicants should be good even there should not be any debt or dues outstanding left.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
- The whole documentation process of the personal loan Narasaraopet is the applicants have to submit his financial and his bank statement of the previous three months.
Click here to know more –Personal loan Self-employed Applicant
Why Apply for Personal Loan Narasaraopet?
- There is no need to provide any mortgage and collateral security to the bank.
- A personal loan is a multi-purpose offer loan. It can be used for all the problems related to financial needs.
- The amount of personal loan Narasaraopet depends upon the repayment of individual income and individual capacity.
- A Personal Loan does not require any guarantor or nominee for personal loan Narasaraopet approval.
How to apply for Personal Loan Narasaraopet?
- Visit Dialabank
- Go to the loan section and go on the personal loan link.
- The applicant will be directed and presented to all details of the personal loan where they can choose their preferred city.
- For more information and free guidance, you can call us on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Narasaraopet
Every Bank and NBFC charges a nominal fee for processing your Personal Loan Narasaraopet application. The Personal Loan Narasaraopet processing fee is 1% of the sanctioned loan amount.
In case you wish to foreclose your personal loan before the agreed loan tenure, every lending financial institution charges you a penal prepayment fee. In most cases, you cannot close your loan before a year or 12 months. Post that the nominal charges vary depending on how many years the personal loan has done. These charges may vary from 4 per cent of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.
Personal Loan Narasaraopet EMI Calculator
Equated Monthly Installments also know as EMI are the monthly fixed or rigid charges that you pay to the bank as monthly repayment for the loan amount borrowed on a personal loan Narasaraopet. Based on your profile, the interest rate on your personal loan Narasaraopet is determined. Your EMI is calculated basis the Interest Rate the bank charges you on a personal loan and the amount of loan you have to take and the period for which you enjoy the loan. The Personal Loan EMI Calculator as follows:
CIBIL Score required for Personal Loan Narasaraopet
Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Narasaraopet. Most institutions require a minimum score of 750 to process your loan application for approval of the personal loan Narasaraopet.
The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed from any financial institution. Any delayed payments for previous loans can act as an obstacle or barrier to your availing a fresh loan in Narasaraopet.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Narasaraopet Agents
Dialabank is the leading agent across the country for availing Personal Loan in Narasaraopet. You can apply online simply at Dialabank or make a call at 9878981166
Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of different personal loan banks so that you can make the right choice about a personal loan Narasaraopet. Visit our website Dialabank and fill a simple form and submit with your personal and employment details. Our customer relationship managers will contact you for further details required.
Personal Loan Narasaraopet Contact Number
Call 9878981166 and get best offers, instant help and approval for Personal Loan in Narasaraopet.
Pre Calculated EMI Table for Personal Loan Narasaraopet
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Narasaraopet
Narasaraopet is a city situated in the Guntur district of the Indian state of Andhra Pradesh. The town is a municipality and Mandal headquarters of Narasaraopet Mandal and Headquarters of Narasaraopet revenue division
Personal Loan In Other Cities
| Personal Loan Narsipatnam | Personal Loan Kodur |
| Personal Loan Narasaraopet | Personal Loan Kavali |
| Personal Loan Narasapuram | Personal Loan Kakinada |
| Personal Loan Krishna | Personal Loan Jaggayyapeta |
