Personal Loan Kalka

Best Banks for Personal Loan in Kalka

Personal Loan in Kalka Features

Personal Loan is an easy and appropriate way to fulfil all your desires without any restrictions or limitations on the amount sanctioned by the bank. Unsecured loan by nature, no type of collateral or security needs to be deposited.

Apply for a personal loan through DialaBank to get loans at an affordable rate of interest and minimal documentation. The process is hassle-free and less time-consuming.

Personal Loan in Kalka Interest Rates and Charges 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

More About: Interest Rates on Personal Loan

Personal Loan in Kalka Documents Required

Salaried Customers:

1. Bank statements for the last 6 months and salary slips of last three months shall be submitted by the applicant
2. PAN Card
3. Passport-sized photographs – 2
4. Proof of identity like Aadhar card/ Driving License/ Passport copy, etc.
5. Address proof such as Voter ID/ Electricity Bill/ Passport copy, etc.

Self-Employed Customers:

1. Applicants need to submit Balance Sheet, P&L Statement as well as ITR files as income proof
2. PAN Card
3. Passport-sized photographs – 2
4. Proof of identity like Aadhar card/ Driving License/ Passport copy, etc.
5. Address proof such as Voter ID/ Electricity Bill/ Passport copy, etc.

Personal Loan in Kalka Eligibility Criteria

The eligibility criteria may vary between Salaried and Self-Employed.

Salaried Applicants

1. The job location of the applicant should be mentioned.
2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
3. The applicants must have an excellent credit history.
4. The minimum age requirements of the individual are 21 years and maximum up to 60 years.

Self-Employed Applicants

1. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. If the applicant is a businessman, then the business should be operational from the past three years.
4. The minimum age requirement for an independent person is 25 years.
5. The credit score of the individual applicants should be good .there should not be any debt or dues left.
6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

Why Apply for Personal Loan Kalka?

1. Applicant’s income and his repayment capabilities decide the amount of loan sanctioned by the bank
2. Personal Loan Kalka is a multipurpose loan which can fulfil all your requirements.
3. No collateral or mortgage is required as a guarantee
4. A third party is not involved in the deal

How to apply for Personal Loan Kalka?

1. Visit dialabank. to apply for a personal loan in no time
2. Go to the loan section and select the personal loan link.
3. Fill in all the personal details on the next page so that executives can contact you for further assistance
4. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Kalka

The processing fee is the extra charge which is applicable for further processing of the application form of personal loan and this amount is 1% of the loan amount.

The prepayment charge is an amount which is basically a penalty charged to the applicant in case they wish to foreclose their loan before the agreed tenure of the loan.

Personal Loan Kalka EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

Click here to know more about- EMI Calculator

CIBIL Score required for Personal Loan Kalka

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed credit history which includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Personal Loan Kalka Agents

Dialabank is the leading agent for availing Personal Loan in Kalka. You can apply online at dialabank or give a call at 9878981166

Personal Loan Kalka Contact Number

Call 9878981166 and get Instant for Personal Loan in Kalka.

Pre Calculated EMI Table for Personal Loan Kalka

About Kalka

Derived from the name of a Hindu goddess, Kalka is a town located in the state of Haryana and is in the foothills of Himalaya. The place is famous for its shrines and temples. Kalka is a famous tourist spot with favourable weather conditions and beautiful scenic spots.

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