Personal Loan Deesa

Best Banks for Personal Loan in Deesa

Personal Loan Deesa Features

Don’t look at anyone for the Debts. just apply for Personal loan with low-interest rates. You can Get Personal loans without any collateral and also with long tenure.

A personal loan is a type of secured loan in which gold is used as collateral security. Avail Personal loan in Deesa and find the best rates and offers for the Personal loan Deesa with Dialabank.

Personal Loan in Deesa Interest Rates and Charges

Personal loan interest rates can be as

Get low interest rates Interest Rate at 9.99%.

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Deesa Documents Required 

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Salary slips of last three months
3. Bank statements for the last 6 months
4. PAN Card
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Personal Loan in Deesa Eligibility Criteria

The personal loan eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
3. The applicants must have an excellent credit history.
4. The job location of the applicant should be mentioned.
5.  A borrower should have a minimum income of INR 25,000 per month

Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. If the applicants are the businessman, then the business should be running from the past three years.
4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Processing Fee / Prepayment Charges on Personal Loan Deesa

Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.Personal loan EMI calculator will help a lot in the estimations.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done.

Personal Loan Deesa EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

CIBIL Score required for Personal Loan Deesa

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Personal Loan Deesa Agents

Dialabank is the leading agent for availing Personal Loan in Deesa. You can apply online at dialabank or give a call at 9878981166

Personal Loan Deesa Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Deesa.

Pre Calculated EMI Table for Personal Loan Deesa

About Deesa

Deesa is the city which is located in the Banaskantha district. this city was located in the Indian states of Punjab. This was situated in the east banks of Banas river. Deena has the oldest municipal corporation.

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