Personal Loan Ambala Cantt

Best Banks for Personal Loan Ambala Cantt

Personal Loan Ambala Cantt Features

The need for credit is worrying you? Well, you do not have to worry. A personal loan is available for you. A personal loan is not only of an unsecured nature but is availed with very few documents and with even lesser of the paperwork. This type of loan may be approved in up to 48 hours to get approved following the process of verification.

Personal Loan Sircilla provides financial aid assistance to all the demanding applicants at an efficient as well as a low rate of interest. To avail of a Personal Loan for yourself, the customer is required to have a comparatively strong and dependable source of earnings and also a fairly nice credit score.

Also, there exists no stated end-use restriction on the use of the personal loan amount. This loan amount can be used in whatever way wanted.

In order to apply for a personal loan, Ambala Cantt click on Personal Loan

Personal Loan Ambala Cantt Interest Rates

Check the latest intetest rates at Dialabank for personal loans.

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Ambala Cantt

Salaried Customers:

1.  ID proof (Aadhar card/driving license)
2. Slips for salary for the past three months
3. Statement of Bank for the last 6 months
4. PAN Card
5. Proof of Residence (Own/Rent/Company provided)
6. Two Passport-size photograph

*NOTE: In the case of rented apartments, a rent agreement is needed to be attached.

Self-Employed Customers:

1. All financial statements are needed (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar
4. Proof of residence
5. Two passport-sized photographs

Eligibility Criteria for Personal Loan Ambala Cantt

Click here to know more about personal loan eligibility

Salaried Applicants:

1. The minimum age: 21 years, Maximum age: 60 years.
2. The applicant must have work experience of at least three years.
3. The loan amount should only be transferred to the applicant’s salary account.
4. The applicant should have a great credit score.
5. The location of the applicant’s job should be stated.
6. The borrower must have a minimum income of INR 25,000 p.m.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants:

1. The age of an independent person should be at least 25 years.
2. The applicant applying for the personal loan should have been filing ITR for the past three years.
3. If the applicant is a businessman, then the business is required to be efficiently running for the last 3 years.
4. The credit score of the applicant should be good and there must not be any debt or dues pending.
5. The yearly income of the applicant should be a minimum of Rs 2.5 lakh.
6. The whole document verification process of the personal loan requires the applicant to submit his financial and his bank statement of the previous three months.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Ambala Cantt?

1. There is no requirement of depositing any mortgage or collateral as a security to the bank.
2. A personal loan is a multidimensional loan, thus it can be put to use for all the issues related to money.
3. The amount of personal loans is solely based on the repayment capacity of the individual.
4. A Personal Loan does not need any nominee or guarantor.

How to apply for a Personal Loan Ambala Cantt?

1. Visit the Dialabank website.
2. Then, navigate to the loan section and go to the personal loan link.
3. You will be directed to the detailed information of the personal loan where you can pick your city.
4. For further information and free guidance, feel free to call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Ambala Cantt

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount

If you wish to foreclose your loan before the decided loan tenure, all lending institutions ought to charge you a penalty as a prepayment fee. Mostly, you are not allowed to close your loan before 12 months. After that, the charges differ based on how many years the loan has been completed. This charge varies from 4% of the remaining loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Ambala Cantt EMI Calculator

CIBIL Score required for Personal Loan Ambala Cantt

CIBIL Score is required for the approval of the loan. The credit score history is important for the approval of the loan amount.

Personal Loan Ambala Cantt Agents

Dialabank is one of the leading agents for availing Personal Loan in Ambala Cantt. You can easily apply online at Dialabank or give a call at 9878981166

Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

Personal Loan Ambala Cantt Contact Number

Call 9878981166 and get timely assistance and approval for Personal Loan in Ambala Cantt.

Pre Calculated EMI Table for Personal Loan Ambala Cantt

Click here for personal loan EMI calculator

About Ambala Cantt

Ambala Cantt is a city, municipal council and headquarters of Ambala Cantt taluka in Pune district in the state of Maharashtra, India. In ancient times a sage, ‘Dhaumya Rishi’ used to stay here, hence people started calling this place after him: ‘Dhaum’.

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