SBI Gold Loan Gurugram
Gold loan is a basic and major product provided by the SBI Bank to the customer at very low rates of interest to fulfil their financial needs. It is a secured loan where the bank takes the gold ornaments of the customer as a security and returns them back when the customer returns the loan amount back with the rates of interest. THE SBI Bank offers gold loans in Gurugram at very low rates of interest.
Security of Gold
The security of the gold ornaments of the customer is in the hands of the bank completely. The pledged gold of the customer will be held in the fireproof security in the bank’s locker.
Eligibility for SBI Gold Loan Gurugram
- The applicant should be older than 18 years.
- After that, the maximum age of the applicant should be 65 years.
- The applicant should be a resident of India; he/she should have Indian citizenship.
Documentation for SBI Gold Loan Gurugram
The SBI offers very simple documentation work. Basically, three documents are required mainly in an SBI Gold loan.
- First of all, Identity Proof is a major document that is mandatory in SBI Gold loans.
- After that on proof of residence is also required in an SBI Gold Loan.
- Besides that three coloured photographs of the applicant are needed to complete the documentation process.
- The proof of identity can be an Aadhaar Card/PAN Card/ Voter ID card/Passport/Driving License.
- The residence proof can be the Aadhaar Card/PAN Card/ Voter ID card/Passport/Driving License/Ration Card/Electricity and Water Bills of the last three months with the name of the applicant.
Interest Rate for SBI Gold Loan Gurugram
The gold loan interest rate starts at 10.50% per annum. It can be changed from time to time.
How to Apply for SBI Gold Loan Gurugram?
A person can easily apply for an SBI Gold Loan online at Dialabank.
Other Gold Loan Cities
Special Note: Always check Gold Loan Rate Per Gram before applying for a loan against gold.