Major Gold Loan Providers in Yeshwanthpur
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Yeshwanthpur Features
Want to start a new business, or running out of cash then don’t worry you have the option of a gold loan. With less documentation and with 48-hour loan approval after the verification procedure.
Gold Loan Yeshwanthpur will always help you financially with an affordable Interest Rate On Gold Loan, but the deal is you should have a good source of income and good credit rate to lower the risk of rejection.
You can get a loan up to 75% of the market value of the ornament, because of fluctuation in the market.
Gold Loan Yeshwanthpur Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Yeshwanthpur
All you need is an Identity proof maybe passport copy or driving license or Voter Id or Aadhaar card. Then your address proof is also required in which can submit ration card or passport copy, Sales tax certificate or bills of tel or electricity, Shop & Est. The license will also be valid.
Importantly 2 passports sized photographs and signature proof(Driving license, Passport Copy, Cheque or banker’s verification)
Additional Documents Required for Gold Loan Yeshwanthpur
Also, you require Land proof, income proof that can be salaried certificate and form No.16, demand promissory note is also required and a certificate by jewel appraiser that will be arranged by the Bank.
Eligibility Criteria for Gold Loan Yeshwanthpur
- Your nationality should INDIAN
- Age group should be between 21 to 60 years
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Yeshwanthpur
Online Process to Apply for Gold Loan Yeshwanthpur
- Forms are available online
- Doorstep document pickup facility is available after a call back from our representative
- HDFC Bank Loan Against Gold is also available on Dialabank.
For any further query or to know more detail call at 9878981166
Dialabank is named under the best online platform to provide Gold Loan online. As:
- The first financial helpline of India and provide one of the services to the customer in the country.
- Secondly, we guide our costumers free. We will provide you with high Loan-to-value of your gold. We have maintained a good reputation among our customer for our services.
- Next, if you apply for gold on Dialabank then HDFC Gold loan Interest Rate will be low for you.
- And most importantly we are providing you doorstep pickup facility to ease the process. The interesting thing is Less paperwork is required while applying for the loan.
Our trained Relationship managers are always ready to guide you and will be present in the entire process
Offline Process to Apply for Gold Loan Yeshwanthpur
The option of applying for Gold Loan is available in your nearby branch, but the main part is you have to visit the branch many times before the final approval and no one knows ho much it will take.
Fast service on like HDFC Gold loan and Muthoot Gold loan.
but why to search and rush to the bank when you complete all your procedure at your home with the help of Dialabank.
Processing Fees / Prepayment Charges on Gold Loan Yeshwanthpur
CIBIL Score Required for Gold Loan Yeshwanthpur
- Good CIBIL score decrease your rejection chance
- 750 is the minimum score you required to process the application
Along with CIBIL score, your behaviour will be checked on the previous loan and your repayment history will be checked. Delayed payment can come up with barriers. So, keep your CIBIL score good.