Major Gold Loan Providers in Vikhroli
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Vikhroli Features
Gold Loan VikhroliInterest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Vikhroli
- Proof of the citizenship of India.
- Identity and Address Proof.
- 2 passport size photographs.
- In the case of Agriculture Loan of more than Rs. 1 lac, land proof.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Salary/Income proof.
Eligibility Criteria for Gold Loan Vikhroli
- The applicant should be at least 21 years of age.
- The applicants’ age should not be more than 60 years.
- He/she should be a national citizen.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Vikhroli
Online Process to Apply for Gold Loan Vikhroli
The process of availing a Gold Loan is simple with DialaBank. You can contact 9592046860 any-time for any assistance or help. Our experts will guide you through the journey. To apply online, the steps that are required to be followed are:
- Visit our site www.dialabank.com.
- Enter your details and fill the form.
- Our relationship manager will call and assist you through the entire process.
There are so many reasons why DialaBank is considered the best platform to apply for the gold loan online:
- Dialabank is India’s first financial helpline.
- It has its presence throughout the country.
- Dialabank provides a document pickup facility from the doorstep of the customer.
- No additional charges of applying for a gold loan online on the website of Dialabank.
- Minimum documentation.
- Expert advice.
Processing Fees / Prepayment Charges on Gold Loan Vikhroli
CIBIL Score Required for Gold Loan Vikhroli
Provided that all the necessary documents are submitted, the banks and NBFCs provide a gold loan, irrespective of the CIBIL score.