Major Gold Loan Providers in Vijapur
| Feature | HDFC Bank | SBI |
Muthoot Finance
|
| Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
| Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
| Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
| Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
| Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
| Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
| Overdraft Facility | Yes | Yes | Yes |
| Pay Only Interest Facility | Yes | Yes | Yes |
| Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Vijapur Features
Want to avail a low-interest loan for personal use? What better than a Gold Loan. Gold loan is one asset that can be a savior during the financial crisis. It is secured, short-term, safe and is available at Lowest Gold Loan Interest Rate Vijapur is a secured form of a loan with repayment for a period up to 1 year. The interest rate varies from bank to bank. Thus, it becomes important to check the availability of low-interest rates across all banks. DialaBank does the job for you by providing you with great offers.
You can Contact with our Gold Loan Vijapur Relationship Manager on 9592046860.
Gold Loan Vijapur Interest Rates
| Bank | Interest Rate |
| HDFC Bank Gold Loan | 9.9% to 14% |
| Axis Bank Gold Loan | 10.50% to 16% |
| Private Bank Gold Loan | 10.75% to 16% |
| SBI Gold Loan | 9.5 % to 13% |
| Kotak Gold Loan | 11% to 14% |
| IIFL Gold Loan | 9.24% to 24% |
| Muthoot Gold Loan | 12% to 24% |
| Manappauram Gold Loan | 12% to 26% |
| PNB Gold Loan | 10.05% to 16% |
| Canara Bank Gold Loan | 9.75 % to 13% |
| Andhra Bank Gold Loan | 10.70% to 16% |
Documents for Gold Loan Vijapur
- 2 passport size photographs.
- Any form of proof of identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card).
- Any form of Address Proof (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate).
- Any form of Signature Proof (Passport Copy/Driving License/Banker’s verification/cheque).
Other Documents Required for Gold Loan Vijapur
- In case of an Agriculture Loan of more than Rs. 1 lac, land proof will be required.
- No proof required for allied agriculture purposes.
- A Demand Promissory Note.
- Bank will arrange a certificate by the Jewel Appraiser.
- Salary Certificate and Form No.16 as an income proof.
Eligibility Criteria for Gold Loan Vijapur
- The applicant should be 21 years of age.
- The applicant should not be more than 60 years of age.
- He/ she should be of Indian nationality.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Vijapur
Online Process to Apply
Applying for a gold loan is easy with DialaBank. You only have to fill an application form to Avail Gold Loan. You will then receive a call from DialaBank.
Then, you will get a document to pick up facility from your doorstep. For more information, you can call on 9592046860. It is best to apply for gold loan with Dialabank because:
- Dialabank is India’s first financial helpline.
- It is spread all over the country.
- The bank provides best services to its customers.
- Lowest interest rates on Gold loan are offered by DialaBank.
- Document pickup facility is available only with DialaBank.
- No additional charges of applying for a gold loan online are charged by Dialabank.
- Minimum documentation.
- Receive high LTV of your gold.
- Get expert advice on gold loans.
Offline Process to Apply
The applicant also has an option to avail of Gold Loan offline. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.
Thus, to make your experience hassle-free it is highly recommended that you choose DialaBank for availing the Gold loan. DialaBank not only offers bank gold loans but also provides gold loans from various NBFCs. Thus, it acts as a place for connecting you to various options from where you can choose from.
Processing Fees / Prepayment Charges on Gold Loan Vijapur
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Vijapur
No CIBIL Score is required for you to avail a gold loan.
Special Note: To know more about about Gold Loan Per Gram Online
Gold Loan Vijapur Agents
Dialabank has its presence across India. It is the leading agent for availing Gold Loan in Vijapur. You can apply online at dialabank.com or even give a call at 9878981166.
Dialabank is your best agent that will help you to find the best option from various banks and NBFCs by providing you with the detailed market comparison.
Gold Loan Vijapur Contact Number
Call 9878981166 and get instant help and approval for Gold Loan Vijapur.
Pre Calculated EMI Table for Gold Loan Vijapur
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About 
Vijapur is a city and a municipality in the Mehsana district in the Indian state of Gujarat.
