Major Gold Loan Providers in Vidyavihar
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Vidyavihar Features
Want money?
or Want to Start a new business?
No Idea, what to do?
Then don’t worry Dialabank is providing you help in the form of Gold loan Vidyavihar on affordable interest rates and less paperwork, and also within 48 hours approval after verification.
Only you need to have is a rigid and good source of income and good credit score to make verification faster.
Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Vidyavihar Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Vidyavihar
Identity Proof contains passport copy or aadhaar card or driving license or Voter ID
Also, Signature proof maybe copy of passport or Banker’s verification or cheque or driving licence
Address proof along with 2 passports sized photographs
Additional Documents Required for Gold Loan Vidyavihar
Also, you need to show ‘proof of income’ salary certificate and From No.16, also a note of Demand Promissory and certificate by Jewel Appraiser (Bank will arrange). For any further queries dial 9878981166
Eligibility Criteria for Gold Loan Vidyavihar
All you need to be min 21 years and max. can go up to 60 years, and also Indian Nationality is mandatory for all the applicants.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Vidyavihar
Online Process to Apply for Gold Loan Vidyavihar
A simple form to be filled online to start the process.
You can also apply for a gold loan at HDFC Bank through Dialabank
After form submission, our representative will call you to explain you each and everything.
Documents will be picked up from your doorstep.
For any further queries just Dial 9878981166
You can apply for the HDFC Bank Gold Loan at Dialabank.
Dialabank is considered as the best platform to apply for a gold loan online. Because:
- First financial helpline to serve in all over the country
- We guide you free of cost, starting till end
- provide you high LTV of your gold
- Best service provider among the country
- And also fast
- Low interest rate provider on HDFC gold loan
- Trained relationship team will guide you.
To know more Dial 9878981166
Offline Process to Apply for Gold Loan Vidyavihar
Muthoot Gold loan and HDFC Gold Loan are a fast service provider in offline option but the deal is it should be near your location.
Where Dialabank is providing all service at your home and with less paperwork work.
There will no promise by any offline banks that your work will be done in one go.
Processing Fees / Prepayment Charges on Gold Loan Vidyavihar
CIBIL Score Required for Gold Loan Vidyavihar
Good CIBIL score is criteria of every financial institution
Min score should be 750 and max. all depends on you.
But less than 750 will not help you to process the application.
Also, your previous behaviour on previous loans will be checked.
Delays in payment can act as barriers.
So, maintain a good Score