Gold Loan Vejalpur

Best Banks for Gold Loan in Vejalpur

Gold Loan Vejalpur Features

Now you can avail gold loan Vejalpur having the following features:

1. You can avail Loan up to Rs.1 Crore or more & up to 70% of value for any purpose.
2. You get 100% Safety & Collateral of your Gold Jewellery.
3. Get your loan processed within 30 minutes.
4. Enjoy Anytime Liquidity in Gold Loan Vejalpur.
5. No EMI, Service only Interest and enjoy the Loan facility.
6. Lower Interest Rates in Gold Loan Vejalpur.
7. Simple documentation and fast processing happen in Gold Loan Vejalpur.
8. The overdraft limit varies depending on the market rate of gold.
9. The interest rate is payable the only amount of the overdraft that you use.

Gold Loan Rate Per Gram Today in Vejalpur

Gold Loan in Vejalpur Interest Rates and Charges  

Gold Loan in Vejalpur Documents Required

1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. At least one Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Vejalpur

1. Land Proof is essential while you apply for an Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied purposes of farming.
2. A Demand Promissory Note.
3. Certification by the Jewel Appraiser (Bank will arrange it for you).
4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Vejalpur Eligibility Criteria

1. The minimum age requirements of the applier should be 21 years and a maximum of up to 60 years.
2. The applicant should have Indian nationality.

How to Apply for Gold Loan Vejalpur

Online Process to Apply for Gold Loan Vejalpur

You can apply for the Gold Loan Vejalpur at Dialabank. The process is straightforward. To begin, You will a simple form online.

After that, you will get a callback. Furthermore, you will get a document to pick up facility from your doorstep. For more information about Gold Loan Vejalpur, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a gold loan online. The reasons behind this are:

1. Dialabank is India’s first financial helpline; it provides the best financial facilities to consumers all over the country.
2. The bank has a good reputation among the customer’s cause of its best services.
3. While applying for a gold loan through Dialabank, less paperwork is required.
4. You will avail of a high LTV i.e. Loan-To-Value of your gold.
5. Finally, the Relationship managers are instructed enough to guide you in the entire process of Gold Loan.
6. Another reason, if you apply for a gold loan on Dialabank, you will get a low Interest Rate on Gold Loan .
7. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
8. One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online at Dialabank.

Offline Process to Apply for Gold Loan Vejalpur

The offline process is not as fast as the online process but still, we have many options for you if you want to take a gold loan offline.

The applicant also has an option to avail of a Jewel Loan from the nearest bank branch. To do so, you just ask google Gold Loan near me. Google will show all the nearby departments from where you can avail of the loan. Then, you have to visit again and again until the gold loan approval.

Processing Fees / Prepayment Charges on Gold Loan Vejalpur

CIBIL Score Required for Gold Loan Vejalpur

Most institutions require a 750 minimum CIBIL score to process your  per gram gold loan application. Every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Siwan, so maintain constancy in your CIBIL score

The institutions don’t just check at the overall CIBIL score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the loan amount you have borrowed. Any late payments for previous loans can act as a barrier to your getting a fresh loan.