Gold Loan Vandavasi

AT 0.75%* INTEREST RATE
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    Gold Loan Vandavasi

    Best Banks for Gold Loan in Vandavasi

    Feature
    HDFC Bank
    Private Bank
    Muthoot Finance
    Interest Rate
    9.90%
    10.50%
    12%
    Min Loan Amt
    Metro : 25000, Non : 15000
    25000
    15000
    Max Loan Amt
    1 Cr
    1 Cr
    1 Cr
    Loan Tenure
    3 months to 24 months
    9 months to 24 months
    1 month to 24 months
    Processing Fee
    0.25% to 1.50% of the Loan Amt
    0.25% to 1.50%
    Nil
    Preclosure Chgs
    2%, Nil foreclosure charges after 3 months
    2%, Nil foreclosure charges after 9 months
    Nil
    Overdraft Facility
    Yes
    Yes
    Yes
    Pay Only Interest Facility
    Yes
    Yes
    Yes
    Gold Rate Per Gram
    2500
    2600
    2700*

    Gold Loan Vandavasi Features

    Cash required? Can’t think what to do?

    Dialabank has a solution. That’s GOLD LOAN!

    A gold loan is a secured way and requires very little paperwork. This loan gets approved within 2-3 hours after verification. The person must have a good source of salary for gold loan processing.

    Moreover, the loan will be provided up to 75% of the price of gold because prices change from time-to-time.

    Gold Loan Rate Per Gram Today in Vandavasi

    Updated - Gold Loan Per Gram Rate w.e.f Dec 22 2024

    Gold Weight Gold Purity
    24 Carat
    Gold Purity
    22 Carat
    Gold Purity
    20 Carat
    Gold Purity
    18 Carat
    1 gram 4621 4290 3900 3510
    10 gram 46210 42900 39000 35100
    20 gram 93600 85800 78000 70200
    30 gram 140400 128700 117000 105300
    40 gram 187200 171600 156000 140400
    50 gram 234000 214500 195000 175500
    100 gram 468000 429000 390000 351000
    200 gram 936000 858000 780000 702000
    300 gram 1404000 1287000 1170000 1053000
    400 gram 1872000 1716000 1560000 1404000
    500 gram 2340000 2145000 1950000 1755000

    Gold Loan in Vandavasi Interest Rates and Charges

    Feature
    Gold Loan
    Interest Rate
    Processing Fee
    Tenure
    HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
    Private Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
    Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
    Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
    SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
    Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
    IIFL Gold Loan 12.00% Nil 3 - 11 Months
    Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
    Manappuram Gold Loan 12.50% Nil 6 - 12 Months
    PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
    Canara Bank Gold Loan 10.75% 1 % 6 - 12 Months
    IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

    Gold Loan in Vandavasi Documents Required

    1. Signature Proof(any 1): Passport Copy/Driving License/Banker’s verification/cheque.
    2. 2 passport size photographs.
    3. Address Proof is required(any 1): Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
    4. Proof of Identity is mandatory(any 1): Passport Copy/ Voters ID card/ Driving License/Aadhaar card.

    Additional Documents Required for Gold Loan Vandavasi

    Other documents that are needed are: firstly, an Income Proof(Salary Certificate and Form No.16). Then secondly, Certificate from Jewel Appraiser(Bank will arrange itself). Thirdly, A Land Proof(If you try for an Agriculture Loan is of more than Rs. 1 lac. The proof is not required for purposes of farming). And lastly, A Demand Promissory Note.

    Gold Loan in Vandavasi Eligibility Criteria

    1. Nationality of applicant: Indian.
    2. Minimum age limit for getting a gold loan: 21 years
    3. Maximum age limit for availing of gold loan: 60 years.

    GOLD LOAN @ 0.75%*

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    How to Apply for Gold Loan Vandavasi

    Online Process to Apply for Gold Loan Vandavasi

    If you require any info, call on 9878981166 anytime.

    You can apply online on Dialabank for the Gold Loan in Vandavasi. Just fill the form. Then our representative will call you and tell you about it further steps.

    Dialabank is the best way of applying for gold loans online. Some of the reasons are:

    1. Our relationship manager will provide you with the info you desire to know and will understand your problem as well. They will help you to find the most suitable gold loan proffer.
    2. The process is very easy and hassle-free.
    3. The documentation needed is lighter.
    4. Dialabank provides the services free of cost.
    5. If you apply through Dialabank, You will get a great LTV of your gold loan interest rate very cheap.
    6. In the last, the bank has a good repute among the clients because of its marvelous and responsive services.
    Offline Process to Apply for Gold Loan Vandavasi

    The consumer has an option to apply for gold loans in local branches too. So, the person will have to search on google and compare the details of all the branches and finance companies and choose according to his preference. We will do all these things easily and rapidly that too free of cost.

    Processing Fees / Prepayment Charges on Gold Loan Vandavasi

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Vandavasi

    Every foundation requires a good CIBIL score(minimum: 750)  for processing a Gold Loan.

    Moreover, Details of the previous loan are to be presented such as- type of loan and the amount taken. Any late payments can lead to a restriction in the next loan processing.

    So, keep these things in mind.

    Gold Loan Vandavasi Agent and Contact Number

    The most trustworthy gold loan agent in Vandavasi is Dialabank. You can apply online at Dialabank or give contact at 9878981166.

    Dialabank helps you to get the best.

    Gold Loan Vandavasi Contact Number

    Call 9878981166 for instant help and approval for Gold Loan in Vandavasi right now.

    Pre Calculated EMI Table for Gold Loan Vandavasi

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About Vandavasigold loan Vandavasi

    Vandavasi is a Small Town in the Tiruvannamalai district of Tamil Nadu. According to the 2011 census, the population of Vandavasi was 74,320. The climatic conditions of Vandavasi are similar to that of Chennai.

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