Best Banks for Gold Loan in Vandavasi
Gold Loan Vandavasi Features
Cash required? Can’t think what to do?
Dialabank has a solution. That’s GOLD LOAN!
A gold loan is a secured way and requires very little paperwork. This loan gets approved within 2-3 hours after verification. The person must have a good source of salary for gold loan processing.
Moreover, the loan will be provided up to 75% of the price of gold because prices change from time-to-time.
Gold Loan Rate Per Gram Today in Vandavasi
Updated - Gold Loan Per Gram Rate w.e.f Dec 22 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Vandavasi Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Vandavasi Documents Required
- Signature Proof(any 1): Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
- Address Proof is required(any 1): Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Proof of Identity is mandatory(any 1): Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
Additional Documents Required for Gold Loan Vandavasi
Other documents that are needed are: firstly, an Income Proof(Salary Certificate and Form No.16). Then secondly, Certificate from Jewel Appraiser(Bank will arrange itself). Thirdly, A Land Proof(If you try for an Agriculture Loan is of more than Rs. 1 lac. The proof is not required for purposes of farming). And lastly, A Demand Promissory Note.
Gold Loan in Vandavasi Eligibility Criteria
- Nationality of applicant: Indian.
- Minimum age limit for getting a gold loan: 21 years
- Maximum age limit for availing of gold loan: 60 years.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Vandavasi
Online Process to Apply for Gold Loan Vandavasi
If you require any info, call on 9878981166 anytime.
You can apply online on Dialabank for the Gold Loan in Vandavasi. Just fill the form. Then our representative will call you and tell you about it further steps.
Dialabank is the best way of applying for gold loans online. Some of the reasons are:
- Our relationship manager will provide you with the info you desire to know and will understand your problem as well. They will help you to find the most suitable gold loan proffer.
- The process is very easy and hassle-free.
- The documentation needed is lighter.
- Dialabank provides the services free of cost.
- If you apply through Dialabank, You will get a great LTV of your gold loan interest rate very cheap.
- In the last, the bank has a good repute among the clients because of its marvelous and responsive services.
Offline Process to Apply for Gold Loan Vandavasi
The consumer has an option to apply for gold loans in local branches too. So, the person will have to search on google and compare the details of all the branches and finance companies and choose according to his preference. We will do all these things easily and rapidly that too free of cost.
Processing Fees / Prepayment Charges on Gold Loan Vandavasi
CIBIL Score Required for Gold Loan Vandavasi
Every foundation requires a good CIBIL score(minimum: 750) for processing a Gold Loan.
Moreover, Details of the previous loan are to be presented such as- type of loan and the amount taken. Any late payments can lead to a restriction in the next loan processing.
So, keep these things in mind.