Major Gold Loan Providers in Vanasthalipuram
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Vanasthalipuram Features
Gold Loan has become a word of mouth these days. Whether it is a higher or a lower tiered city – individuals are turning more towards securing gold with banks and NBFCs. The method for swearing of cash against gold is accessible from antiquated days but nowadays the by and large preparation has ended up to be more formal and straightforward with the entry of composed budgetary related players.
A few decades back, the gold loan was a high-cost undertaking, something around 30-50% but now organized players within the advertise (banks and NBFCS) offer the credit at 1%* per month.
- There are no prepayment charges in Gold Loan Vanasthalipuram.
- It requires negligible documentation as compared to other loans.
- Easy availablity of loan.
- No requirement of credit checks for Gold Loan Vanasthalipuram,
- Simple Strategy to induce a loan.
- No EMI, benefit as it were interest is to be charge.
- Very negligible Documentation required.
- Gold Loan Vanasthalipuram does not require any cosigner.
- It includes straightforward and hassle-free methods for fast Credit approval.
- The candidate ought to have alternative to pay as it were interest amid the residency of the loan.
- An individual ought to have a least of 20 Gram gold to profit the Loan. No reprimands are included in Gold Loan Vanasthalipuram In-house gold evaluation.
- Gold Loan Per Gram valuation is also an important element of the gold loan as an honest evaluation of gold is needed.
- Available of advance is within 30-60 Minutes.
Know More: Gold Loan Features
Benefits of Gold Loan Vanasthalipuram
- Quicker processing
- Payment of interest is a choice
- Lower gold loan interest rate
- No handling expenses on Gold Loan Vanasthalipuram
- Low or no dispossession charges
- No-income confirmation required
- Bad loan history not an issue
- Complete security of gold
Know More – Gold Loan Benefits
Gold Loan Vanasthalipuram Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Vanasthalipuram
- Identity Proof : Passport Copy/ Driving License/Aadhaar card/Voters ID card.
- Address Proof : Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof : Passport Copy/Banker’s verification/Driving License/cheque.
- Photograph requirement : 2 passport size photographs.
Additional Documents Required for Gold Loan Vanasthalipuram
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (to be handled by the bank).
- Income Proof Requirement : Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Vanasthalipuram
- The least loan sum for taking a gold loan credit is Rs. 25,000.
- The greatest loan sum will depend upon the weight of the gold, profile of the client, etc.
- Minimum age requirement of candidate: 21 years
- Maximum age requirement of candidate at loan advance development: 65 years Gold gems ought to be possessed by the candidate or any of the family individuals.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Vanasthalipuram
Online Process to Apply for Gold Loan Vanasthalipuram
A borrower must yield a brief application form to the Moneylender with Gold assets.
The loan specialist analyzes the resources advertised by the candidate (counting the Vanasthalipuram residence and weight of gold).
The Credit is authorized after checking the genuineness of the gold.
A individual can effortlessly apply online on Dialabank. The procedure is exceptionally simple and hassle-free. The documentation process is exceptionally less as well.
Know More – Top Reasons why Gold Loan is the best borrowing option
Offline Process to Apply for Gold Loan Vanasthalipuram
You can profit loan advances from HDFC Gold Loan Credit Branches. As well as to discover a department that’s adjacent, search for Muthoot Gold Loan nearby. Google will enroll all the Muthoot Gold Credit Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Vanasthalipuram