Best Banks for Gold Loan in Vadakara
|
Feature
|
Manappuram
|
Axis Bank
|
Yes Finance
|
|
Interest Rate
|
9.90%
|
12.50%
|
9.99%
|
|
Min Loan Amt
|
Metro : 25000, Non : 15000
|
25000
|
15000
|
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
|
Loan Tenure
|
3 months to 24 months
|
9 months to 24 months
|
1 month to 24 months
|
|
Processing Fee
|
0.25% to 1.50% of the Loan Amt
|
0.25% to 1.50%
|
Nil
|
|
Preclosure Chgs
|
2%, Nil foreclosure charges after 3 months
|
2%, Nil foreclosure charges after 9 months
|
Nil
|
|
Overdraft Facility
|
Yes
|
Yes
|
Yes
|
|
Pay Only Interest Facility
|
Yes
|
Yes
|
Yes
|
|
Gold Rate Per Gram
|
3,124
|
3,073
|
3,069
|
Gold Loan Vadakara Features
Be strong financially! Short out of cash? Do not tense Gold Loan is accessible for you. This loan is secured with minimal documentation and less paperwork. This loan will get approved in 48 hours after the verification process.
Gold Loan Vadakara is an unsecured loan that provides financial assistance to the customers at affordable interest rates. To get a Gold Loan, the consumer requires to have a rigid and good source of income and has a good credit history. Moreover, there is no end-use restriction on the use of the loan amount. You can use this amount of loan anywhere you wish to do.
Gold Loan Rate Per Gram Today in Vadakara
Updated - Gold Loan Per Gram Rate w.e.f Mar 31 2025 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Vadakara Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Vadakara Documents Required
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Anyone Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Vadakara
- Land Proof is essential: If you are applying for an Agriculture Loan of more than Rs. 1 lakh. The proof is not required for allied farming uses.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser which is arranged by the bank.
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Vadakara Eligibility Criteria
- The minimum age requirements of the applicant must be 21 years and a maximum of up to 60 years.
- Should be an Indian National
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Vadakara
Online Process to Apply for Gold Loan Vadakara
You can apply for the Bank Gold Loan at Dialabank. The process is easy and straightforward. Just fill a simple form online.
After that, you will get a call from our representative. Furthermore, you will avail of a document to pick up the facility from your doorstep. For more information about the gold loan Vadakara, you can call on 9878981166.
Dialabank is considered as the best platform when you are applying for a loan on gold online. There are reasons behind this.
- First of all, Dialabank is India’s first financial helpline; it provides the best financial services to applicants all over the country.
- Besides that, the bank has a good reputation among the applicants because of its fast and best services.
- Another reason, if you are applying for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
- Also, Dialabank provides a document pickup service from the doorstep of the customer.
- One more important thing is that the Dialabank assists the customers free of cost. There are no supplementary charges of applying for a gold loan online on the website of Dialabank.
- Also, if you are applying for a gold loan with Dialabank, very little paperwork is required.
- You can avail of a high LTV of your gold.
- In the end, the Relationship managers are trained enough to guide you in the whole process of Gold Loan.
Offline Process to Apply for Gold Loan Vadakara
The applicant also has a choice to avail of a Gold Loan from the nearby branches. To do so, type Gold Loan or Gold Loan Per Gram near me on google. It will present all the nearby departments from where you can avail of the loan.
You can avail loans from Gold Loan Branches. To find the nearest branch, search Gold Loan near me.
Processing Fees / Prepayment Charges on Gold Loan Vadakara
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Vadakara
Every lending foundation has its own norm for the minimum CIBIL score required for processing a Gold Loan application in Vadakara. Most institution’s requirement is having a 750 CIBIL score for the processing of your gold loan application.
The foundations also examine the detailed behavior of the previous loans you have taken. It involves details on the type of loan taken and the loan amount borrowed. Any late payments for previous loans can create an obstacle to your availing a fresh loan.
Gold Loan Vadakara Agent and Contact Number
Dialabank is the leading and trustworthy agent for availing Gold Loan in Vadakara. You can apply online at www.dialabank.com or just contact at 9878981166.
Dialabank assists you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right decision. Visit www.dialabank.com and fill a form using your personal and employment details. Our relationship managers will get in touch with you who will guide you about the gold loan processing.
Gold Loan Vadakara Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Vadakara.Pre Calculated EMI Table for Gold Loan Vadakara
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Vadakara
Vadakara is a coastal municipality in the South Indian state in Kozhikode district in Kerala. It is an increase over an area of 21.32 square kilometers. A Nambiar Lord called as”Vadakara Vazhunnore” was the former ruler of this area.
