Gold Loan Ulhasnagar

Major Gold Loan Providers in Ulhasnagar

Gold Loan Ulhasnagar Features

1. Gold Loan Ulhasnagar Interest rate of 10.70 % PA.
2. Also, offer low processing fee  0.85%
3. Further, pre-closer charges range from 0-2 %.
4. Besides Tenure minimum of six months; maximum five year
5. Lastly Amount – Thousand to a crore.

Gold Loan Ulhasnagar Interest Rates – Dec 22 2024

Gold Loan Per Gram For All Major Bank in Ulhasnagar – Dec 22 2024

Gold Loan Eligibility Criteria in Ulhasnagar

Documents for Gold Loan Ulhasnagar

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Ulhasnagar

1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
2. Should be an Indian National

How to Apply for Gold Loan Ulhasnagar

Online Process to Apply for Gold Loan Ulhasnagar

You can apply for the HDFC Bank Gold Loan at Dialabank. The process is very very simple. To begin, You have to fill a simple form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166.

Dialabank is considered as the best platform to apply for a Gold Loan online. There are so many reasons behind this.

1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. Our process is faster, better, and smooth.
3. We are available throughout the country.
4. The bank has a good reputation among the customers because of its best services.
5. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold loan interest rate.
6. Also, while applying for a gold loan through Dialabank, very little paperwork is required.
7. One more thing is that you will get a high LTV of your gold.
8. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
9. Also, Dialabank provides a document pickup facility from the doorstep of the customer.
10. One of the best aspects of Dialabank is that it guides the customers free of cost. That is, there are no additional charges of applying for a Gold loan per gram online on the website of Dialabank

Offline Process to Apply for Gold Loan Ulhasnagar

The offline process to apply for gold loan Ulhasnagar is made simpler with databank which makes you every detail you need available to you at just a click. HDFC gold loan is the most preferred gold loan by the customers.

The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

Thus, it can be a very tiring and time-consuming process. You can avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Ulhasnagar

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Ulhasnagar

You need to have a good credit history before applying for a gold loan process.

Because every lending institution has its criteria and requirements for the minimum CIBIL score required for processing a Gold Loan application in Ulhasnagar. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Ulhasnagar