Gold Loan Ujjain

Major Gold Loan Providers in Ujjain

Gold Loan Ujjain Features

If you are running short on cash? You do not need to worry because Gold Loan is available for you. This loan is unsecured with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process. Also, you can get up to 75 per cent of the market value of gold, which is a very attractive offer.

Gold Loan Ujjain is an unsecured loan that provides financial aid to customers at the most affordable interest rates. To get a Gold Loan, the applicant needs to have a good and constant source of income and has a good credit history.

Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Gold Loan Ujjain Interest Rates – Dec 22 2024

Gold Loan Per Gram For All Major Bank in Ujjain – Dec 22 2024

Gold Loan Eligibility Criteria in Ujjain

Documents for Gold Loan Ujjain

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Ujjain

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. The applicant should be an Indian National

How to Apply for Gold Loan Ujjain

Online Process to Apply for Gold Loan Ujjain

You can apply for the HDFC Bank Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.

After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information, you can call on 9878981166.

Dialabank is considered the best platform to apply for a gold loan online. There are so many reasons behind this.

1. First of all, Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
2. One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
3. Also, while applying for a gold loan through Dialabank, very little paperwork is required.
4. One more thing is that you will get a high LTV of your gold.
5. Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
6. Besides that, the bank has a good reputation among the customers because of its best services.
7. Another reason, if you apply for a gold loan on Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
8. Also, Dialabank provides a document pickup facility from the doorstep of the customer.

Offline Process to Apply for Gold Loan Ujjain

The applicant also has an option to avail of an HDFC Gold Loan per gram from the nearby branches. HDFC gold loan provides loans faster than other branches, while the process at other branches I very tedious, so you should go for an HDFC gold loan without any hesitation. To do so, search Gold Loan near me on google. It will enlist all the neighbouring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.

You can avail of loans from HDFC Gold Loan Branches. As well as to find a branch other than an HDFC gold loan that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Ujjain

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Ujjain

Almost all lending institution has its criteria for the minimum CIBIL score which is required for processing a Gold Loan application in Ujjain. Most institutions require a minimum score of 750 to process your loan application, so check your CIBIL score before applying for a gold loan.

The institutions also look at other aspects of the applicants, like detailed behaviour, a previous loan is taken details. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Ujjain