Gold Loan Ujhani

AT 0.75%* INTEREST RATE
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    Gold Loan Ujhani

    Major Gold Loan Providers in Ujhani

    Feature HDFC Bank SBI
    Muthoot Finance
    Interest Rate 9.90% onwards 7% onwards 12% onwards
    Min Loan Amt Metro : 25000, Non : 15000 25000 15000
    Max Loan Amt 1 Cr 1 Cr 1 Cr
    Loan Tenure 3 months to 24 months 9 months to 24 months
    1 month to 24 months
    Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
    Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
    Overdraft Facility Yes Yes Yes
    Pay Only Interest Facility Yes Yes Yes
    Gold Rate Per Gram 3066 3073 3073

    Gold Loan Ujhani Features

    Wallet empty now? And has no solution?

    Dialabank has got all the answers to your questions. The solution to your problem is GOLD LOAN!

    The loan is very easily applied because very little paperwork is required for the application. It is a secured type of loan, so it takes approximately 2-3 hours for verification.

    Money related help is provided to every person at quite cheap interest rates. For getting a gold loan, the person should have a good source of income as it makes the verification process faster.

    The loan is provided up to 75% of the market price of gold. The reason behind it is the change in the price of gold with time.

    Gold Loan Ujhani Interest Rates

    Bank Interest Rate
    HDFC Bank Gold Loan 9.9% to 14%
    Axis Bank Gold Loan 10.50% to 16%
    Private Bank Gold Loan 10.75% to 16%
    SBI Gold Loan 9.5 % to 13%
    Kotak Gold Loan 11% to 14%
    IIFL Gold Loan 9.24% to 24%
    Muthoot Gold Loan 12% to 24%
    Manappauram Gold Loan 12% to 26%
    PNB Gold Loan 10.05% to 16%
    Canara Bank Gold Loan 9.75 % to 13%
    Andhra Bank Gold Loan 10.70% to 16%

    Documents for Gold Loan Ujhani

    For a gold loan application, the applicant requires 2 Passport sized photographs. Secondly, proof of identity(Passport Copy/ Voters ID card/ Driving License/Aadhaar card: any one of these). Thirdly, Address proof is necessary (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est License/Sales Tax certificate: any one of these) . And lastly, signature proof (Passport Copy/Driving License/Banker’s verification/cheque: any one of these).

    Additional Documents Required for Gold Loan Ujhani

    You will have to submit a Demand Promissory Note, a Land Proof (In case of Agriculture Loan of more than Rs. 1 lac, The proof is not required for allied agriculture purposes), the Certificate from the Jewel Appraiser (that bank will arrange), and lastly, Income Proof that includes a Salary Certificate and Form No.16.

    Eligibility Criteria for Gold Loan Ujhani

    The nationality of the person must be Indian.

    The minimum age of the applicant must be above 21 years and the maximum of up to 60 years.

    GOLD LOAN @ 0.75%*

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    How to Apply for Gold Loan Ujhani

    Online Process to Apply for Gold Loan Ujhani

    Apply for a gold loan at Dialabank very easily.

    Fill the form online and then the representative will call you and provide details to the customer.

    For any further info, you may call at 9878981166 anytime you want.

    Dialabank is the most appropriate option for applying for gold loans. There are many benefits as given below:

    1. On applying via Dialabank, you will get high LTV on your gold.
    2. Dialabank provides financial help to all the customers in the country.
    3. Very less paperwork is required for verification.
    4. Dialabank’s services are free of cost, as we do not charge any extra fees from the customers for applying for a gold loan.
    5. You will get quick services and fewer interest rates.
    6. In the end, our executives are trained in an amazing way to guide you in the right manner.

    Offline Process to Apply for Gold Loan Ujhani

    The person has the option of applying for the loan in nearby branches also. Then, the person searches for GOLD LOAN NEAR ME on GOOGLE. Then he will decide the best option according to his own requirements. After so much effort also, a wrong decision can be taken. So instead of wasting ample time in searching the best option, put all your worries on Dialabank. We will do this whole procedure more easily.

    Processing Fees / Prepayment Charges on Gold Loan Ujhani

    Bank
    Processing Fee
    Prepayment Charges
    HDFC Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 3 months
    Axis Bank Gold Loan
    0.50% to 1.50%
    Nil
    Private Bank Gold Loan
    0.25% to 1.50%
    2%, Nil foreclosure charges after 9 months
    SBI Gold Loan
    500/- to 0.50%
    Nil
    Kotak Gold Loan
    1% to 2%
    2.25% of fore closure amount if closed 1 month ahead of the tenure.
    IIFL Gold Loan
    Nil
    Nil
    Muthoot Gold Loan
    Nil
    Nil
    Manappauram Gold Loan
    Nil
    Nil
    PNB Gold Loan
    0.70% to 1%
    Nil
    Canara Bank Gold Loan
    1%
    Nil
    Andhra Bank Gold Loan
    Nil
    Nil

    CIBIL Score Required for Gold Loan Ujhani

    A good CIBIL score is very important for applying for a gold loan. Every leading foundation has a minimum CIBIL score as 750.

    In addition, information about the previous loan is also required. Details such as- the type of loan and the loan amount borrowed; is important to be submitted. Any problems with previous payments will lead to a barrier in providing further loans. So, please check these details before applying for the loan.

    Gold Loan Ujhani Agents

    Dialabank has the most amazing gold loan agents in Ujhani. You can apply online at Dialabank or give a call at 9878981166.

    Dialabank will always guide correctly. Our company shows all details of every bank and NBFCs so you get the best and you need not worry even a bit about any complex processes and procedures.

    Gold Loan Ujhani Contact Number

    Call 9878981166 and get help anytime and get the quick approval of your Gold Loan in Ujhani.

    Pre Calculated EMI Table for Gold Loan Ujhani

    Rate
    5 Yrs
    4 Yrs
    3 Yrs
    10.50%
    2149
    2560
    3250
    11.00%
    2174
    2584
    3273
    11.50%
    2199
    2608
    3297
    12.00%
    2224
    2633
    3321
    12.50%
    2249
    2658
    3345
    13.00%
    2275
    2682
    3369
    13.50%
    2300
    2707
    3393
    14.00%
    2326
    2732
    3417
    14.50%
    2352
    2757
    3442
    15.00%
    2378
    2783
    3466

    About UjhaniGold Loan Ujhani

    Ujhani is an industry-based city. It is a municipal board in Badaun district, Uttar Pradesh. According to the 2011 India census, Ujhani had a population of nearly  126,000.

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    Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.