Gold Loan Udhampur

Major Gold Loan Providers in Udhampur

Gold Loan Udhampur Features

Have you spent all your money on unimportant things?

Are you worried about your expenses?

When you are going low on your savings, Gold Loans are nothing less than a boon. Since gold loans are secured, one can get it verified and approved with the least amount of paperwork. 

Why Gold Loan Udhampur?

Gold Loan Udhampur provides financial aid to all its customers at affordable interest rates. For a gold loan application, the applicant needs to have a gold ornament or article. Other than that, if a person has good credit history along with a strong and stable source of income, he or she can get their loan verified and approved easily.

Besides, one can take a loan of up to 75 percent of the market value of the gold because the market price of the gold is ever-fluctuating.

Gold Loan Udhampur Interest Rates

Check latest interest rates of gold loan at dialabank.

Documents for Gold Loan Udhampur

• Signature Proof:  Banker’s verification/ Driving License/Passport Copy/ cheque or any other recognized document.
• Address Proof: Ration card/ Rental bill/ Passport copy/Trade license / Electricity Bill/ Shop & Est. License/Sales Tax certificate/ Telephone Bill etc.
• Proof of Identity: Voters ID card/ Passport Copy/ Driving License/Aadhaar or other ID recognized by Government.
• 2 passport-sized photographs.

Additional Documents Required for Gold Loan Udhampur

1. Income Proof(Salary Certificate and Form No.16)
2. A Demand Promissory Note might be demanded.
3. Certificate on the Jewel Appraiser (Bank will manage).
4. Land Proof: No proof required if agriculture loan exceeds Rs 1 lac.

Eligibility Criteria for Gold Loan Udhampur

• The applicant’s nationality must be Indian.
• The maximum age of the person should be below 60 years and the minimum should be above 21 years.

How to Apply for Gold Loan Udhampur

Online Process to Apply for Gold Loan Udhampur

The process of applying for a gold loan through Dialabank is easiest. For proceeding further, you just needs to visit our website.

After visiting the website, you will have to fill a form with your particulars. Then, our customer relationship manager will connect to assist you throughout the loan process.

For all the queries, dial 9878981166.

Dialabank is the best and trustworthy platform to apply for gold loans online. Various perks of using Dialabank are given below:

1. Dialabank is India’s first economical helpline that provides valuable client services to customers in India.
2. While applying online on Dialabank, very little documentation is required.
3. The most essential thing is that you will get a high LTV of your gold.
4. We provide the document pick-up facility that helps in the faster loan verification process.
5. Moreover, the bank show a good character in the market because of its handy services.
6. Dialabank helps customers for free. We don’t charge any fees or additional charges from the customer for applying for a gold loan on our website.
7. If you are applying for a gold loan on Dialabank, then you will get a low-interest rate on a few other banks as well.
8. Our customer relationship managers are always there to help you.

Offline Process to Apply for Gold Loan Udhampur

The applicant can apply offline by searching for local branches. When Google provides a list of nearby banks or NBFCs, he or she will have to analyze and choose the right one according to his or her needs, knowledge, and preferences. The applicant has to call that bank for further process. We at Dialabank reduced this process to a few clicks.

You have to visit continuously until the loan gets approved. This time-draining process can be irritating for most people. Thus, Dialabank ensures to help its customers by solving these minute problems.

Processing Fees / Prepayment Charges on Gold Loan Udhampur

CIBIL Score Required for Gold Loan Udhampur

No CIBIL score is required for Gold Loan Udhampur.