Best Banks for Gold Loans in Tuni
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Tuni Features
No money in the wallet? No solutions in the mind?
Dialabank has all the solutions. The answer to your problem is GOLD LOAN!
This loan is very easy to apply as very little paperwork is needed. As it is a secured loan, so it just takes 2-3 hours to get approved after verification.
Financial help is provided to every applicant at a very cheap interest rate. For a Gold loan application, the person should have a good income source for making verification faster.
The loan will be given up to 75% of the market price of gold. This is because of the fluctuation in the prices of gold with time.
Gold Loan Rate Per Gram Today in Tuni
Updated - Gold Loan Per Gram Rate w.e.f May 21 2025 |
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Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan Tuni Interest Rates
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan inTuni Documents required
For a gold loan application, the applicant requires a signature proof (Passport Copy/Driving License/Banker’s verification/cheque: any one of these). Secondly, Address proof is necessary (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate: any one of these). Thirdly, A proof of identity(Passport Copy/ Voters ID card/ Driving License/Aadhaar card: any one of these). And lastly, 2 Passport sized photographs.
Additional Documents Required for Gold Loan Tuni
You will have to submit the Certificate from the Jewel Appraiser (that bank will arrange), Demand Promissory Note, a Land Proof (In case of Agriculture Loan of more than Rs. 1 lac, The proof is not required for allied agriculture purposes), and lastly, Income Proof that includes a Salary Certificate and Form No.16.
Gold Loan in Tuni Eligibility Criteria
The applicant’s nationality must be Indian.
The minimum age of the applicant must be above 21 years and the maximum of up to 60 years.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Tuni
Online Process to Apply for Gold Loan Tuni
Apply at Dialabank for a gold loan very easily.
Fill the online form and then our representative will call you and provide further details to you.
For any more info, you can call 9878981166 anytime.
Dialabank is the best option for applying for a gold loan. There are a number of benefits as described below:
- Dialabank provides financial help to all the customers in the country.
- Dilaabank’s services are free of cost, as we do not charge any extra fees from the customers for applying for a gold loan.
- On applying via Dialabank, you will get high LTV on your gold.
- Very less paperwork is required for verification.
- You will get quick services and very fewer interest rates.
- Lastly, our executives are trained in an amazing way to guide you in the right manner.
Offline Process to Apply for Gold Loan Tuni
The person has an offer to apply for the loan in nearby branches too. To do so, the person firstly searches for GOLD LOANS NEAR ME on GOOGLE. Then he will decide the preferable option according to his requirements. After much effort too, you might take a wrong decision. So instead of wasting much time, Put your stress in Dialabank. We will do this whole procedure more effectively.
Processing Fees / Prepayment Charges on Gold Loan Tuni
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Tuni
A good CIBIL score is one of the most important components for a gold loan application for mostly every leading foundation. THE minimum CIBIL score of most of the institutes is 750.
Along with this, every info of the previous loan is needed. Details like- the type of loan and the loan amount borrowed; is to be submitted. Any delays in previous payments may lead to a hurdle in providing loans. So, please check these things before applying for the loan.
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.