Best Banks for Gold Loans in Tuni
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Tuni Features
No money in the wallet? No solutions in the mind?
Dialabank has all the solutions. The answer to your problem is GOLD LOAN!
This loan is very easy to apply as very little paperwork is needed. As it is a secured loan, so it just takes 2-3 hours to get approved after verification.
Financial help is provided to every applicant at a very cheap interest rate. For a Gold loan application, the person should have a good income source for making verification faster.
The loan will be given up to 75% of the market price of gold. This is because of the fluctuation in the prices of gold with time.
Gold Loan Rate Per Gram Today in Tuni
Updated - Gold Loan Per Gram Rate w.e.f Dec 21 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan Tuni Interest Rates
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan inTuni Documents required
For a gold loan application, the applicant requires a signature proof (Passport Copy/Driving License/Banker’s verification/cheque: any one of these). Secondly, Address proof is necessary (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate: any one of these). Thirdly, A proof of identity(Passport Copy/ Voters ID card/ Driving License/Aadhaar card: any one of these). And lastly, 2 Passport sized photographs.
Additional Documents Required for Gold Loan Tuni
You will have to submit the Certificate from the Jewel Appraiser (that bank will arrange), Demand Promissory Note, a Land Proof (In case of Agriculture Loan of more than Rs. 1 lac, The proof is not required for allied agriculture purposes), and lastly, Income Proof that includes a Salary Certificate and Form No.16.
Gold Loan in Tuni Eligibility Criteria
The applicant’s nationality must be Indian.
The minimum age of the applicant must be above 21 years and the maximum of up to 60 years.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Tuni
Online Process to Apply for Gold Loan Tuni
Apply at Dialabank for a gold loan very easily.
Fill the online form and then our representative will call you and provide further details to you.
For any more info, you can call 9878981166 anytime.
Dialabank is the best option for applying for a gold loan. There are a number of benefits as described below:
- Dialabank provides financial help to all the customers in the country.
- Dilaabank’s services are free of cost, as we do not charge any extra fees from the customers for applying for a gold loan.
- On applying via Dialabank, you will get high LTV on your gold.
- Very less paperwork is required for verification.
- You will get quick services and very fewer interest rates.
- Lastly, our executives are trained in an amazing way to guide you in the right manner.
Offline Process to Apply for Gold Loan Tuni
The person has an offer to apply for the loan in nearby branches too. To do so, the person firstly searches for GOLD LOANS NEAR ME on GOOGLE. Then he will decide the preferable option according to his requirements. After much effort too, you might take a wrong decision. So instead of wasting much time, Put your stress in Dialabank. We will do this whole procedure more effectively.
Processing Fees / Prepayment Charges on Gold Loan Tuni
CIBIL Score Required for Gold Loan Tuni
A good CIBIL score is one of the most important components for a gold loan application for mostly every leading foundation. THE minimum CIBIL score of most of the institutes is 750.
Along with this, every info of the previous loan is needed. Details like- the type of loan and the loan amount borrowed; is to be submitted. Any delays in previous payments may lead to a hurdle in providing loans. So, please check these things before applying for the loan.
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.