Gold Loan Trivandrum

Best Banks for Gold Loan in Trivandrum

Gold Loan Trivandrum Features

Gold Loans are accessible for short-term credits as most of the major banks and NBFCs provide the facility at a low rate of interest and minimum documentation. Gold Loan is a secured loan that can be get by keeping your Gold ornaments/Jewelry as collateral or security deposit. Banks sanction Gold loans easily because you repay the loan amount in the form of interest in a specific duration of time. The amount of loan varies upon the purity of gold and if you will not able to repay, the loan can be renewed too. Avail gold loan in no time.

Gold Loan Rate Per Gram Today in Trivandrum – Dec 17 2024

Gold Loan in Trivandrum Interest Rates and Charges – Dec 17 2024

Gold Loan Eligibility Criteria in Trivandrum

Gold Loan in Trivandrum Documents Required

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Gold Loan in Trivandrum Eligibility Criteria

1. The minimum age of the borrower should be 21 years and a maximum of up to 60 years.
2. The applicant should be salaried or self-employed.
3. The applicant should be an Indian.

How to Apply for Gold Loan Trivandrum

Online Process to Apply for Gold Loan Trivandrum

• Dialabank offers you the opportunity to avail of the gold loan in just a few steps.
• You have to fill an online form which requires your personal details.
• Our executives will then call you for any assistance required.
• For more information about Gold Loan Trivandrum, you can call on 9878981166.

Dialabank is considered the best platform to apply for a gold loan online cause of the following reasons:

1. Dialabank is India’s first financial helpline; It provides the best financial services to customers in India.
2. There is no processing fee or additional charges for getting the service through Dialabank.
3. Dialabank provides a document pick-up facility from your home.
4. The executives of Dialabank are trained and assist the customer without any issue.
5. At Dialabank, you will be provided with the best gold loan interest rate.

Offline Process to Apply for Gold Loan Trivandrum

Gold Loan can also be availed by an offline process which requires the candidate to do prior market research and visit the bank.

The applicants need to check out for the nearby banks providing Gold Loans and visit them during their working hours. Thereafter, their customer relationship manager will assist you according to your requirements.

Processing Fees / Prepayment Charges on Gold Loan Trivandrum

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Trivandrum

Gold loan is provided by almost all the banks irrespective of the CIBIL score. The applicant needs to fulfill the eligibility criteria.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Trivandrum