Gold Loan Tripunithura

Best Banks for Gold Loan in Tripunithura

Gold Loan Features

Running short cash reserves?

Uncertain future plans?

Do not hesitate at all as Gold Loan is available for you. This loan has a minimum paperwork requirement. This loan type is secured and therefore, you can get your loan approved within 48 hours after the completion of all verification process.

Gold Loan Tripunithura provides financial aid to all customers at affordable and best available interest rates. To get your Gold loan approved, the applicant must have a reliable and fixed source of income and with good credit history, which will ensure the verification and loan approval process even faster.

Furthermore, due to sudden fluctuations in the price of the gold market, you can get up to 75 per cent of the gold market value.

Gold Loan Rates Per Gram Today in Tripunithura

You can check gold loan per gram rate at: Gold Loan Per Gram Rate

Gold Loan Tripunithura Interest Rates and Charges

To check gold loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Gold Loan Tripunithura Documents Required

The following documents are needed:

1. Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof: Driving License/Banker’s verification/Passport Copy/cheque.
4. Two passport size photographs.

Additional Documents Required for Gold Loan Tripunithura

1. Land Proof: If amount of Agriculture Loan if more than Rs. 1 lac. No proof is required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Bank will arrange Certificate by the Jewel Appraiser.
4. Income Proof: Salary Certificate and Form No.16

Gold Loan Tripunithura Eligibility Criteria

1. The applicant should be between the age group of  (minimum) 21 to 60 (maximum).
2. Applicant’s nationality must be INDIAN.

How to Apply for Gold Loan Tripunithura

Online Process to Apply for Gold Loan Tripunithura

You can easily apply for the Gold Loan in available banks at Dialabank online by filling up a simple user-friendly form.

After that, you will receive a call back from our representative. Furthermore, Dialabank provides you with pick-up facility of your documents from your doorstep.

For more information, you can always call on +919878981166 anytime.

Dialabank is considered as the best online platform to apply for a gold loan. There are so many reasons to consider Dialabank, some of them are:

1. Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
2. Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
3. You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
4. Besides that, the bank has a high reputation among its customers because of its best and fast services.
5. Applying for a gold loan on Dialabank will get a low Rate of Interest on Gold Loan.
6. Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
7. Processing your gold loan through Dialabank requires minimum paperwork.
8. Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Tripunithura

The applicant also can avail of Gold Loan from the nearby branches. Searching ‘Gold Loan near me’ on google will help. All the closest branches of banks and finance companies providing loans near your location will be enlisted. Select them according to your preference and knowledge, Dialabank can do that for you in a quicker and organised manner.

Without Dialabank,  applying for a loan is time-consuming as you have to visit several departments many times before than loan gets finally approved.

Some banks and finance company do provide a faster process for gold loans such as HDFC Gold Loan branches and Muthoot Gold Loan branches. You can avail loans from HDFC or Muthoot Gold Loan Branches. To find a branch that is nearby, search ‘Gold Loan near me’ and Google will enlist all the Muthoot Gold Loan Branches near you. But again, Dialabank can do this even faster.

Processing Fees / Prepayment Charges on Gold Loan Tripunithura

CIBIL Score Required for Gold Loan Tripunithura

No CIBIL score is required for Gold Loan, A gold article is a must.

A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

It is not just your CIBIL score, many institutions also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.