Best Banks for Gold Loan in Tirupathur
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Tirupathur Features
Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation.
Gold Loans are secured loans that can be availed against your assets such as Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. If the borrower fails to repay, the loan can be renewed.
Gold Loan Rate Per Gram Today in Tirupathur
Updated - Gold Loan Per Gram Rate w.e.f Dec 21 2024 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Tirupathur Interest Rates and Charges
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Tirupathur Documents Required
Apply for a gold loan with the below-mentioned documents:
- A Signature proof as any one of them: Driving License/Passport Copy/Banker’s verification/cheque.
- 2 Passport-sized photographs.
- Proof of Identity as any one of them: Voter’s ID card/Passport Copy/ Driving License/Aadhaar card.
- Residence proof as any one of them: Telephone or Electricity Bill/ Ration card/ Rental bill/ Passport copy/Sales Tax certificate/Trade license/Shop & Est License.
Additional Documents Required for Gold Loan in Tirupathur
As mentioned below:
- A Certificate received by jewel appraiser which bank arranges.
- Land Proof when Agricultural Loan exceeding Rs. 1 lac; not necessary for allied agriculture purposes.
- Demand Promissory Note.
- Proof of Income via a Salary Certificate and Form No.16.
Gold Loan in Tirupathur Eligibility Criteria
Age limit is between 21-60 years; mandatory Indian Nationality.
How to Apply for Gold Loan in Tirupathur
Online Process to Apply for Gold Loan in Tirupathur
We recommend Private, Axis, HDFC and others to apply for a loan or reach Dialabank online by filling up simple user-friendly form details.
In a short time, you will receive a call from our highly trained representatives in Tirupathur. Also, Dialabank provides you with pick-up facility of your documents from your door.
Further information can be obtained at +919878981166.
Dialabank is well-rated among its customer base as:
- Dialabank is the first financial helpline in India providing the best known financial services to its customers in the country.
- Dialabank charges no additional cost of applying for a gold loan online on the website given below.
- You can get a high Loan-to-Value (LTV) of your gold with us.
- Dialabank is connected to HDFC, Private, Axis, Muthoot, Yes bank and a lot more of them.
- Applying for a gold loan on Dialabank will get low Gold Loan Interest Rates.
- Besides that, the bank has a high reputation among its customers because of its best and fast procedures.
- Dialabank provides a facility of document pickup from the applicant’s doorstep to ease everything for you.
- Processing your gold loan through Dialabank requires minimum paperwork/documents.
- Finally, Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Tirupathur
Alternately, the applicant can refer to the offline method of application by searching ‘Gold Loan near me’ or ‘Gold Loan Tirupathur’ on google. The closest bank branches and finance companies providing loans near your location, then select them according to your preference and knowledge. However, Dialabank can do that for you easily.
But if you choose to go with a physical branch which is near you, you might have to visit the responsible departments to apply for the loan, again and again, before than loan gets finally approved as it is a complex process. However, some banks and finance companies can approve the loan process faster. Our recommendations are HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.
Processing Fees / Prepayment Charges on Gold Loan Tirupathur
CIBIL Score Required for Gold Loan Tirupathur
No CIBIL score is required for Gold Loan, it is just a gold article you need to have.
A good CIBIL score is a must before applying for a loan other than a gold loan, which a foundation for your application. Every lending institution has its own criteria for the minimum required CIBIL score for processing a Loan application in Tirupathur. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application.
Many firms also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. CIBIL score should be good before applying for a loan is always a good deed.
Gold Loan Tirupathur Agents and Contact Number
Dialabank is a reliable Gold Loan Agent all across Tirupathur. Either apply online on the website Dialabank or reach us at 9878981166.
We present before you comparison details between several bank and NBFCs to avail the best alternate for you and you need not worry about the complex process. Our employees are happy to serve you with the entire process.
Contact 9878981166 for instant help and get quick approval of your Gold Loan in Tirupathur.
Pre Calculated EMI Table for Gold Loan Tirupathur
About Tirupathur
Tirupathur is one of the oldest towns in the Tamil Nadu state of India. There is an abundance of Sandalwood in and around the town, which makes it well-known town as Sandalwood Town.
Gold Loan in Other Cities in Tamil Nadu
| Gold Loan Ambattur | Gold Loan Lalgudi |
| Gold Loan Bhuvanagiri | Gold Loan Uthiramerur |
| Gold Loan Vandavasi | Gold Loan Peravurani |
| Gold Loan Sirkali | Gold Loan Virudhachalam |
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
