Best Banks for Gold Loan in Tindivanam
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Tindivanam Features
Want to buy something? And no cash in the wallet?
No worries, we are there to assist you out. The quick fix is GOLD LOAN Tindivanam!
Bring the gold, Get the money, return the money after a particular tenure, and get your gold back.
This loan requires very little paperwork. It is a secured loan and can be approved easily in 2-3 hours after the verification process is done.
Gold Loan Tindivanam provides commercial help to the person at very low-interest rates. In order to receive a Gold Loan in Tindivanam, the individual needs to have a good living, which will make the verification process swift.
You will get a loan of up to 75% of the selling price of gold. This is because the market price of gold fluctuates from time-to-time.
Gold Loan Rate Per Gram Today in Tindivanam
Updated - Gold Loan Per Gram Rate w.e.f Dec 22 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Tindivanam Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Tindivanam Documents Required
You will need the documents for getting a Gold Loan in Tindivanam:
2 passport sized photographs.
Any 1 signature proof out of:
- Passport Copy
- Driving License
- Banker’s verification
- cheque
Any 1 Address Proof out of:
- Ration card
- Tel, Electricity Bill
- Rental bill
- Passport copy
- Trade license
- Shop & Est. License
- Sales Tax certificate
Any 1 Proof of Identity out of:
- Passport Copy
- Voters ID card
- Driving License
- Aadhaar card
Additional Documents Required for Gold Loan Tindivanam
- Income Proof: Salary Certificate and Form No.16
- Authorization by the Jewel Appraiser (Bank will arrange).
- If you want to avail of an Agriculture Loan of more than Rs. 1 lac, there is a need for the land proof. {land proof is not required for the uses of farming}
- A Demand Promissory Note.
Gold Loan in Tindivanam Eligibility Criteria
- The applicant’s nationality must be Indian.
- The minimum age: 21 years and the maximum: 60 years.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Tindivanam
Online Process to Apply for Gold Loan Tindivanam
Apply for the Gold Loan at Dialabank without much difficulty.
Fill the online form with all the essential details.
Then our representative will call you in some time and provide the necessary details.
For more information about Gold Loan Tindivanam, you can contact our team on 9878981166 anytime.
Dialabank has an easy procedure for applying for gold loans online. A number of qualities as described below:
- Dialabank is India’s first financial helpline that offers amazing financial services to every customer in India
- Dialabank helps customers free of cost. We don’t charge any different fees from the customer applying for a gold loan on the website of Dialabank.
- Moreover, the bank has a good reputation amongst the customers because it provides quickly convenient services.
- You can get a low-Interest Rate if you apply for a gold loan with Dialabank.
- The Most Important thing is you will get a high LTV of your gold.
- While applying online through Dialabank, very little paperwork is required.
- Lastly, the Relationship managers are trained effectively to guide and assist you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Tindivanam
The applicant can apply for the loan in local bank branches too. For that, the applicant requires to search for GOLD LOANS NEAR ME on google. Then he/she will have to study and analyze all the details to choose the perfect option. But Dialabank will do this whole process quicker manner. So instead of wasting a lot of time on searching and finding the best choice, put your stress on Dialabank without thinking much that too free of cost.
Processing Fees / Prepayment Charges on Gold Loan Tindivanam
CIBIL Score Required for Gold Loan Tindivanam
A good CIBIL score is the most beneficial for your Gold loan application in Tindivanam. This is a requirement for every leading institution. 750 is the minimum CIBIL score of most of the institutions.
In addition to that, the information on earlier loans is also required. You have to submit all the details such as- the type of loan and the loan amount borrowed. Any kind of delays in the previous payments will act as a barrier to your loan.