Best Banks for Gold Loan in Tindivanam
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Tindivanam Features
Want to buy something? And no cash in the wallet?
No worries, we are there to assist you out. The quick fix is GOLD LOAN Tindivanam!
Bring the gold, Get the money, return the money after a particular tenure, and get your gold back.
This loan requires very little paperwork. It is a secured loan and can be approved easily in 2-3 hours after the verification process is done.
Gold Loan Tindivanam provides commercial help to the person at very low-interest rates. In order to receive a Gold Loan in Tindivanam, the individual needs to have a good living, which will make the verification process swift.
You will get a loan of up to 75% of the selling price of gold. This is because the market price of gold fluctuates from time-to-time.
Gold Loan Rate Per Gram Today in Tindivanam
Updated - Gold Loan Per Gram Rate w.e.f Feb 21 2025 |
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Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Tindivanam Interest Rates and Charges
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Tindivanam Documents Required
You will need the documents for getting a Gold Loan in Tindivanam:
2 passport sized photographs.
Any 1 signature proof out of:
- Passport Copy
- Driving License
- Banker’s verification
- cheque
Any 1 Address Proof out of:
- Ration card
- Tel, Electricity Bill
- Rental bill
- Passport copy
- Trade license
- Shop & Est. License
- Sales Tax certificate
Any 1 Proof of Identity out of:
- Passport Copy
- Voters ID card
- Driving License
- Aadhaar card
Additional Documents Required for Gold Loan Tindivanam
- Income Proof: Salary Certificate and Form No.16
- Authorization by the Jewel Appraiser (Bank will arrange).
- If you want to avail of an Agriculture Loan of more than Rs. 1 lac, there is a need for the land proof. {land proof is not required for the uses of farming}
- A Demand Promissory Note.
Gold Loan in Tindivanam Eligibility Criteria
- The applicant’s nationality must be Indian.
- The minimum age: 21 years and the maximum: 60 years.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Tindivanam
Online Process to Apply for Gold Loan Tindivanam
Apply for the Gold Loan at Dialabank without much difficulty.
Fill the online form with all the essential details.
Then our representative will call you in some time and provide the necessary details.
For more information about Gold Loan Tindivanam, you can contact our team on 9878981166 anytime.
Dialabank has an easy procedure for applying for gold loans online. A number of qualities as described below:
- Dialabank is India’s first financial helpline that offers amazing financial services to every customer in India
- Dialabank helps customers free of cost. We don’t charge any different fees from the customer applying for a gold loan on the website of Dialabank.
- Moreover, the bank has a good reputation amongst the customers because it provides quickly convenient services.
- You can get a low-Interest Rate if you apply for a gold loan with Dialabank.
- The Most Important thing is you will get a high LTV of your gold.
- While applying online through Dialabank, very little paperwork is required.
- Lastly, the Relationship managers are trained effectively to guide and assist you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Tindivanam
The applicant can apply for the loan in local bank branches too. For that, the applicant requires to search for GOLD LOANS NEAR ME on google. Then he/she will have to study and analyze all the details to choose the perfect option. But Dialabank will do this whole process quicker manner. So instead of wasting a lot of time on searching and finding the best choice, put your stress on Dialabank without thinking much that too free of cost.
Processing Fees / Prepayment Charges on Gold Loan Tindivanam
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Tindivanam
A good CIBIL score is the most beneficial for your Gold loan application in Tindivanam. This is a requirement for every leading institution. 750 is the minimum CIBIL score of most of the institutions.
In addition to that, the information on earlier loans is also required. You have to submit all the details such as- the type of loan and the loan amount borrowed. Any kind of delays in the previous payments will act as a barrier to your loan.