Gold Loan Thane

Major Gold Loan Providers in Thane

Gold Loan Thane Features

A gold loan provides a customer with an amount of loan from the bank at some rate of interest and for a given period of time for personal use. The Gold Loan comes in the category of secured loans so the rate of interest is quite low as compared to other loans. Whenever you are running out of funds, a Gold loan comes to your rescue. In such need of emergency, it would be the best option to use your gold rather than keeping them in the locker. You can contact 9592046860 in case of any queries.

1. No credit checks.
2. No co-signer is needed.
3. Prepayment facility
4. Less processing time.
5. No hidden charges.
6. Fast Loan disbursal.

Key Features:

⍟ Get Loan in 30 Minutes
⍟ Highest Gold Rate in India
⍟ 100% Safety of Your Gold
⍟ Minimum Documentation
⍟ Without EMI Gold Loan
⍟ Gold Loan in 1 Visit
⍟ No Melting of Gold
⍟ 24 x 7 Online Payment Facility
⍟ No Hidden Charges

You Can Call and Speak with a Gold Loan Relationship Manager on 9878981144.

Gold Loan Thane Interest Rates Nov 22 2024

Gold Loan Per Gram For All Major Bank in Thane Nov 22 2024

Gold Loan Eligibility Criteria in Thane

Documents for Gold Loan Thane

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Thane

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. Should be an Indian National.

How to Apply for Gold Loan Thane

Online Process to Apply for Gold Loan Thane

Dialabank is considered the best platform to apply for a gold loan online. The reason behind it is:

1. No sort of charges is charged from customers.
2. Dialabank is India’s first financial helpline.
3. Lowest Gold loan interest rate when applied through DialaBank.
4. Dialabank provides a document pickup facility from the doorstep of the customer.
5. Minimum documentation and hassle-free experience.
6. High LTV of your gold.

Offline Process to Apply for Gold Loan Thane

You can also avail of the Gold loan per gram offline from the nearby branches. Just search for Gold Loan near me on google. It will enlist all the neighboring banks and NBFCs from where you can avail of the loan. But this process can be tiresome and you may be required to have frequent visits to the bank.

But, it is highly recommended that you apply for a gold loan through Dialabank to spare yourself from the hustle when applied offline. Our relationship manager will assist you in every step.

Processing Fees / Prepayment Charges on Gold Loan Thane

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Thane

As such CIBIL score is not a requirement to avail gold loan in Thane.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Thane

✅ How to get Gold Loan in Thane?

To get a gold loan a borrower can either visit the nearest gold loan offering bank branch with their gold and basic documents such as Aadhar Card and PAN Card or they can fill an inquiry form online at Dialabank’s digital platform.

✅ How to calculate Gold Loan interest rate?

Gold loan interest rates vary depending upon the lending institute, amount of loan availed, loan tenure, loan to value ratio, and quality of gold. One can easily check and compare these rates online with Dialabank.

✅ Which bank is best for Gold Loan?

HDFC Bank currently offers the best gold loan services in India. Starting with the low rates of interest, HDFC Bank offers various other facilities like a personal locker for your gold, same day disbursement of the loan amount and highest LTV ratio to name a few.