Gold Loan Tezpur

Best Banks for Gold Loan in Tezpur

Gold Loan Tezpur Features

Are you running short out of cash? Do not worry Gold Loan is convenient for you. Gold loan is unsecured in nature with minimal documentation and less paperwork. The gold loan will get approved in 48 hours after the verification process.

Gold Loan Tezpur is an unsecured loan that provides economical aid to the customers at affordable interest rates. To get a Gold Loan, the applicant needs to have a good source of income and a good credit history. Furthermore, there is no end-use limitation on the use of the Gold loan amount.

Gold Loan Rate Per Gram Today in Tezpur

Gold Loan in Tezpur Interest Rates and Charges

Gold Loan in Tezpur Documents Required

1. Proof of Identification: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Proof of Address: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Tezpur

1. Land Proof is required: In the case when you are applying for an Agriculture Loan of more than Rs. 1 lac. The proof is not required for farming purposes.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Responsibility of the Bank).
4. Income Proof: Salary Certificate and Form No.16

Gold Loan in Tezpur Eligibility Criteria

1. The applicant’s minimum age requirements should be 21 years and a maximum of up to 60 years.
2. Should be an Indian National

How to Apply for Gold Loan Tezpur

Online Process to Apply for Gold Loan Tezpur

You can apply for the Gold Loan Tezpur at Dialabank. The process is straightforward. First of all, You have to fill a simple form online.

After that, you will get a call back from our trained agent. Furthermore, you will get a document to pick up the facility from your doorstep. For more information about Gold Loan Tezpur, you can call on 9878981166.

Dialabank is taken as the best online platform to apply for a gold loan. The reasons are:

1. First of all, Dialabank is India’s first financial helpline; it provides the best monetary services to the applicants all over the country.
2. When you apply for a gold loan on Dialabank, then get a low Gold loan interest rate.
3. Also, Dialabank provides a document pick up facility from your doorstep.
4. One more important thing is that Dialabank helps customers cost-free. That is, there are no supplementary fees for applying for a gold loan online on the website of Dialabank.
5. With Dialabank, less paperwork is required.
6. One more thing is that you will take a high LTV of your gold.
7. Finally, the Relationship managers are trained enough to assist you in the whole processing of Gold Loan.

Offline Process to Apply for Gold Loan Tezpur

The applicant also has an option to avail of a Gold loan per gram in Tezpur from the nearby branches. To do so, you must search for Gold Loan near me on google. It will enlist all the neighbouring branches from where you can avail of the gold loan.

Processing Fees / Prepayment Charges on Gold Loan Tezpur

CIBIL Score Required for Gold Loan Tezpur

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Tezpur. Most of the institutions require a minimum score of 750 for the procedure of your loan application. CIBIL check is an important part of the loan approval process.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans you have taken. It includes details of the type of loan taken and the loan amount borrowed. Any late payments for previous loans can act as a barrier to your fresh loan.