Major Gold Loan Lenders in Telangana
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Telangana Features
Need Cash? Don’t have the foggiest idea about the source?
Try not to stress Dialabank is giving you Gold Loan Telangana at an incredibly moderate financing cost and with less desk work!
Likewise, we are giving you an endorsement within 2-3 hours after check.
All you need is the acceptable and inflexible pay and a great record of loan repayment to keep away from each impediment.
Besides, you can get a credit up to 75% of the market estimation of gold, this is because of variance in the market cost of the gold.
Gold Loan Telangana Interest Rates
Bank | Interest Rate |
HDFC Bank Gold Loan | 9.9% to 14% |
Axis Bank Gold Loan | 10.50% to 16% |
Private Bank Gold Loan | 10.75% to 16% |
SBI Gold Loan | 9.5 % to 13% |
Kotak Gold Loan | 11% to 14% |
IIFL Gold Loan | 9.24% to 24% |
Muthoot Gold Loan | 12% to 24% |
Manappauram Gold Loan | 12% to 26% |
PNB Gold Loan | 10.05% to 16% |
Canara Bank Gold Loan | 9.75 % to 13% |
Andhra Bank Gold Loan | 10.70% to 16% |
Documents for Gold Loan Telangana
- You need a duplicate of Visa or Aadhaar card or voter ID as Identity Proof.
- Alongside. verification of address is required.
- Sign verification with 2 visa or passport estimated photos.
Extra Documents Required for Gold Loan Telangana
- Request Promissory note is required
- A Certificate by gem appraiser
- Form No.16 or pay endorsement as Income evidence
- And furthermore, land verification is required on the off chance if you want to obtain an agribusiness advance of more than 1 lakh.
Qualification Criteria for Gold Loan Telangana
- The base age of the individual ought to be 21 years and up to max. 60 years.
- Must have Indian Nationality.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Telangana
Online Process to Apply for Gold Loan Telangana
Visit the online website of Dialabank
Fill a simple form and Apply for the Gold credit Telangana. Prepared agents will direct you after the form is filled.
To know more subtleties or requests call 9878981166.
Dialabank is considered as the best stage to apply for a gold advance on the web. Since:
- High LTV of your Gold loan online is introduced.
- Glad to be Country’s First Financial Helpline.
- Qualified Association organization will control you.
- Lithe and most faithful help supplier.
- No additional charge will cost, which implies the application and direction are free.
Offline Process to Apply for Gold Loan Telangana
You can apply for interest rates on gold loan in nearby offices in the event that you need to, for that search on google and locate the best banks and as indicated by your insight, pick the best bank or NBFC. At that point visit bank different occasions for endorsement. This turns out to be so tumultuous. Be that as it may, Dialabank can do all the administration for you in a speedier and better way.
Processing Fees / Prepayment Charges on Gold Loan Telangana
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Telangana
Having a decent CIBIL score is a need ere executing for a gold credit, that is the reason each loaning association has its rules for the least CIBIL score for coming up with a Gold Loan application in Telangana. Most organizations need in any event a score of 750 to process your credit application.
Not simply your CIBIL score, the organizations likewise see at the specific conduct on the previous advances taken.
Gold Loan Telangana Agents
- One of the main and most confided in gold loan specialists in Telangana is Dialabank.
- You can apply online by visiting the site of Dialabank or give a call at 9878981166
- Organized market correlation.
- The most ideal alternative between a few Banks and NBFCs.
- Consequently, you can settle on the correct decision.
Gold Loan Telangana Contact Number
Call 9878981166 and get instant help and endorsement for per gram Gold Loan in Telangana at the present time.
Pre Calculated EMI Table for Gold Loan Telangana
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Telangana
Telangana is a state in southern India. In the capital of Hyderabad, the Charminar is a 16th-century mosque with 4 arches supporting 4 towering minarets. The monument overlooks the city’s long-running Laad Bazaar. Once the seat of the Qutb Shahi dynasty, the sprawling Golconda Fort is a former diamond-trading center. In the city of Warangal, the centuries-old Warangal Fort features carved stone towers and gateways.
Gold loan in other Cities
Gold Loan Bachupally | Gold Loan Pocharam |
Gold Loan Kothagudem | Gold Loan Ramanthapur |
Gold Loan Shadnagar | Gold Loan Agartala |
Gold Loan Kapra | Gold Loan Pratapgarh |