Major Gold Loan Providers in Tanda
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Tanda Features
Out of cash? And confused now what to do?
We have got you a solution. GOLD LOAN!
This loan is easy to apply as it requires very little paperwork. it is a secured loan and it can be approved in 2-3 hours after the verification procedure.
Gold Loan Tanda provides financial help to the applicant at quite reasonable interest rates. In order to get a gold loan, the person needs to have a good source of income, that will make the verification procedure faster.
Moreover, you can get a loan of up to 75% of the market price of gold. This is because of changes that occur in the market price of gold.
Gold Loan Tanda Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
These are the gold loan interest rate in Tanda
Documents for Gold Loan Tanda
The following documents are needed from the applicant:
- Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Kottakkal
-
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Tanda
- The minimum age of the individual: 21 years and the maximum: 60 years.
- Applicant’s nationality must be Indian
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Tanda
Online Process to Apply for Gold Loan Tanda
You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form.
In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep.
For further information, you can call on +919878981166 anytime.
Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:
- Dialabank is India’s first financial helpline which provides the best financial services to customers all over the country.
- Dialabank helps the customers free of cost. We don’t charge any extra fees from the customer for applying for a gold loan.
- One important thing is that you will get a high LTV of your gold.
- Adding to it, the bank has a good reputation amongst the customers because of its great and quickly accessible services.
- If you are applying for a gold loan on Dialabank, then you can get a low-Interest rate.
- While applying via Dialabank, very less paperwork will be asked for.
- In the end, the Relationship managers are trained properly to guide and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Tanda
The applicant can also apply for the loan in local branches. For that, the person needs to visit google and search for GOLD LOANS NEAR ME. Then you need to compare and check all the details and then choose the correct option. But Dialabank can do this whole process faster and in a very better manner. So instead of wasting a lot of time on searching, instead put your workload on Dialabank that too free of cost. We are available as your best guide.
Processing Fees / Prepayment Charges on Gold Loan Tanda
CIBIL Score Required for Gold Loan Tanda
Good CIBIL is the most important component of your Gold loan application. This is the very official requirement of every leading institution. THE minimum CIBIL score of most of the institutions is 750.
Other than that, details of the previous loans are also required. You are required to submit the details like- the type of loan and the exact amount borrowed. Any delays in previous payments may act as a barrier to your loan. So keep these 2 things in mind before applying for a loan.