Best Banks for Gold Loan in Sunam
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Sunam Features
Gold Loan, is a loan that is issued to the applicant against the mortgage of gold. Any person can have access to gold loans after depositing the gold he/ she wants to deposit as a mortgage and following specific procedural steps. Gold loans have become easier and quicker.
Gold Loan is the best financial tool that helps an individual to cater to the required amount of money without any hassle. A person who is not eligible for any other loan can apply for Gold Finance. Taking a Loan against Gold is the best option to overcome all of the financial issues. Turn your Gold into Cash rather than keeping it idle at home. Apply Online and Get Approval in just 3 minutes.
- ROI on Jewel Loan Rajpur is 10.75% and can go to 24%.
- The processing fee for Gold Loan Rajpur is charged at 0.85%.
- The gold loan can be procured for a minimum period of 3 months, which can be taken up to a maximum period of 1 year.
Gold Loan Rate Per Gram Today in Sunam
Gold Loan Rate Per Gram Today in Sunam is as follows:
Updated - Gold Loan Per Gram Rate w.e.f Apr 29 2025 |
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Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Sunam Interest Rates and Charges
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Sunam Documents Required
- 2 Passport size pictures.
- Proof of Identity within the kind of Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof within the kind of Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & civil time. License/Sales Tax certificate.
- Signature Proof within the kind of Passport Copy/Driving License/Banker’s verification/ cheque.
- A Demand note of hand.
- Certificate by the Jewel Appraiser (Bank can arrange).
- Income Proof within the kind of pay Certificate and type No.16
- Land Proof (In case of Agriculture Loan of quite Rs. 1 lac). The proof isn’t needed for allied agriculture functions.
Gold Loan in Sunam Eligibility Criteria
- Applicant’s age must be above 18 years and below 60 years.
- The applicant must be an Indian citizen.
- Minimum gold must be 10 gm to avail of gold loan.
- Gold must be between 18 carats to 22 carats.