Gold Loan Sumerpur

Major Gold Loan Providers in Sumerpur

Gold Loan Sumerpur Features

Facing a mild financial crisis?

Do you need to complete your unaccomplished tasks?

If Gold Loan is available for you, then why worry about anything? When you want to take a gold loan, there are several options you can consider for yourself. With negligible paperwork or documentation, you can get a secured loan from most banks.

Why Gold Loan Sumerpur?

Gold Loan online Sumerpur has an objective to provide all its clients with the best affordable interest rates on gold loans. Getting a gold loan is the simplest task. If you have a gold article that you can put as collateral, half of the job is done for you. Otherwise, a good credit history along with a decent source of income increases your chances of getting all kinds of loans.

Also, you can take a loan of up to 75 percent of the gold’s market value, since the market price of the gold is ever-changing.

Gold Loan Sumerpur Interest Rates

To check Gold Loan Interest Rate for all major banks you can visit:  Jewel Loan Interest Rate

Documents for Gold Loan Sumerpur

1. Proof of Identification can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Proof of Address can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof can be any of the following: Banker’s verification/cheque/Passport Copy/Driving License or other recognized documents.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Sumerpur

1. Land Proof: In case of Agriculture Loan exceeding Rs. 1 lac. The proof is not needed for allied agriculture plans.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will manage).
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Sumerpur

1. The minimum age of the candidate should be 21 years and a maximum of up to 60 years.
2. Must be an Indian national.

How to Apply for Gold Loan Sumerpur

Online Process to Apply for Gold Loan Sumerpur

You can apply for Gold Loan from any bank through Dialabank.

You must fill a simple online form.

After the submission of that form, you will be reverted by our representative. Moreover, you will be provided the document pick-up facility from us.

You can call on 9878981166 for more info.

Dialabank is regarded as the top platform to apply for a gold loan online. Several reasons behind this are:

1. To provide the best financial services to customers in India, Dialabank is India’s first financial helpline
2. There are no additional charges for applying for the gold loan online if using Dialabank.
3. A high Loan-to-Value of your gold can be expected.
4. The bank is well-reputed among customers for its improved processes.
5. If you apply via Dialabank, you will get a low-interest rate on other banks as well.
6. Dialabank provides a document-pickup facility from the customer’s doorstep for faster verification.
7. The paperwork required is a minimum for Gold loans via Dialabank.
8.  Our customer relationship managers are trained smartly to assist in the entire gold loan process.

Offline Process to Apply for Gold Loan Sumerpur

The applicant has an option to avail gold loan offline while sitting at home. For an offline process to apply for Gold Loan Sumerpur, you have to search a gold loan near you. In this process, Google will enlist all the branches of banks and NBFCs near you. You should select any of them according to your preference. Once you’re through it, you need to contact each of the banks separately. But, we at Dialabank can ease the process for you.

For further process, you have to visit some departments until your gold loan finally gets approved. Although the process differs from bank to bank.

In the end, Dialabank is the best platform to do your research for gold loans or even apply without taking much burden.

Processing Fees / Prepayment Charges on Gold Loan Sumerpur

CIBIL Score Required for Gold Loan Sumerpur

The CIBIL score required for Gold Loan Sumerpur can be lower than 750 or higher. It doesn’t matter as long as you have the gold article to submit in the bank as collateral.

For other loans, the criteria could be different but for Gold Loans, you can proceed further without any eligibility requirements.