Major Gold Loan Providers in Sujanpur
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
What is Gold Loan Sujanpur?
Gold Loan is otherwise called an advance against gold. On account of money related issues, each individual will in general get budgetary assistance from the bank or nonbanking monetary organization. Essentially this is called Loan. Pretty much every bank gives a credit to the clients. This can be an individual advance or gold credit. The two kinds of advances help the clients to beat the monetary issues however individuals are more inclined to get a gold credit due to its low loan fees.
As a matter of first importance, gold credit is a budgetary item that lets an individual obtain cash from the bank for a limited tenure at some loan fee. In a gold credit, the client needs to put his/her gold in the bank’s storage as security.
- All sort of gold adornments (Weight in excess of 10 Grams) is acknowledged.
- Gold Coins (Weigh under 50 Grams) is likewise satisfactory.
- The type of gold isn’t acknowledged.
Features of Gold Loan Sujanpur
- As a matter of priority, gold credit is extremely simple and helpful to apply.
- The documentation procedure is exceptionally less in a Gold Loan.
- The financing costs are a lot of low than the individual advance.
- The candidate can pick the tenure of the advance as indicated by their comfort.
- Besides, the bank/non-banking monetary organization gives flame-resistant security to the gold trimmings of the client.
Know More – Gold Loan Benefits
Gold Loan Sujanpur Interest Rates
Gold Loan financing costs generally 1% every month. Nonetheless, these rates change every once in a while. Other than that, the quality and weight of the gold adornments additionally pay a significant job while choosing the gold advance loan fees. Notwithstanding these, the necessary credit sum is likewise a factor while choosing the gold advance financing costs.
Know More – Gold Loan Interest Rate
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Sujanpur
Following Are the Documents required for your Gold Loan:
- ID Proof: Aadhar card/PAN Card/Driving License/Voter ID Card
- Address Proof: Aadhar card/PAN Card/Driving License/Voter ID Card/Ration Card
- For Rental: Rent Agreement on the name of the candidate or service bills of most recent three months with the name of the candidate.
- For Own Property: Address evidence, for example, Aadhar Card or Voter ID Card
- One duplicate of PAN Card
- Two photos required.
Eligibility Criteria for Gold Loan Sujanpur
- Least Age of the Applicant– 18 Years
- Max. age of the Applicant- 70 Years
- Least Amount you can take by vowing your Gold Ornaments- INR 18000
- The base measure of Gold for your Cash disbursal of INR 18000 is 10 gms
- The virtue of the swore Gold ought to be between 18 karats to 22 karat
- The gold jewelry against which you are requesting an advance ought to be possessed by the borrower or his/her relatives.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Sujanpur
Apply Online for Gold Loan Sujanpur
Fill the online application form on Dialabank‘s website with the required fields.
For more information call on 9878981166.
Processing Fees / Prepayment Charges on Gold Loan Sujanpur
Is a good CIBIL Score Required for Gold Loan Sujanpur?
It is a 3-digit numeric representation of a purchaser’s money related record and an impression of the up-and-comer’s advancement history.
The most required CIBIL Score Requirement lies between 750 to 900.
Gold Loan Sujanpur Agents
Dialabank is India’s first helpline. The company provides a proper guidance to the customers for getting a gold loan. Besides that, the customers get so many perks if they apply through Dialabank for Gold Loan Sujanpur or call on 9878981166.
Gold Loan Sujanpur Contact Number
Call 9878981166 for instant help for Gold Loan Sujanpur and benefit your Gold Loan with no issue!
About Sujanpur
Sujanpur is a district in Himachal Pradesh. There is no more complexity while getting a gold loan in Sujanpur. Moreover, the gold loan interest rates are quite low in a gold loan as compared to other loans like a personal loan. The place is also known as Sujanpur Tihra.
Check gold loan per gram rate at dialabank.