All about Gold Loan Sitapur
Gold is a precious metal. It has emotional, cultural, and financial value and different people across the globe buy gold for various reasons. But, today, because of emerging banking sector facilities, it can also help to meet the financial needs of people who have required the loan against gold to cope up with their financial crises.
Want to know to get instant Gold Loan in Sitapur? – Click Here
What is Gold Loan?
Gold Loan is a secured loan where a customer pledges his gold as a security to the bank and get the required amount of credit. In this service, you have to give some amount of interest to the bank along with the principal amount. Furthermore, The moment you return your loan you will get your pledged gold back and the bank is entirely responsible for the security of the gold.
Why should one choose Gold Loan Sitapur?
- Less processing charges.
- No hidden charges on Gold Loan Ananthapuram.
- Fast Loan disbursal.
- No credit checks.
- No co-signer needed for Gold Loan Ananthapuram.
- Prepayment facility
Know More – Gold Loan: Factors to Remember
Eligibility Criteria for Gold Loan Sitapur?
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Age: Minimum 18 yea
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Constitution: Resident Individual/ Proprietor
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Security: Gold ornaments/articles above 18 carat
Documents Required for Gold Loan Sitapur?
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Identity Proof: Aadhar Card/Pan Card/ Passport/ Voter ID/
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Residence Proof: Aadhar Card /Pan Card/ Ration Card/ Utility Bills on the name of applicant/ Rental Agreement of applicant/ Voter ID card.
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Agriculture Proof: Agriculture Land Proof.
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Photographs: Two passport size colored photos.
What is Gold Loan Sitapur Interest Rate?
Gold Loan is a service that provides its customers with cash at the best rate of interest. It is quite less and reasonable. On average it starts at 10.75% per annum and can go up to 24% per annum. Different Banks and NBFC’s provides different interest rate to the customers.
Know More – Gold Loan Interest Rate
Benefits of Gold Loan Sitapur?
- Great Availability
- Low Rate of Interest on Gold Loan Ananthapuram
- Negligible foreclosure charges
- Safety of Ornaments
- No qualification of Credit Score
- Income-proof not required in Gold Loan Ananthapuram
- No loan processing charges for Gold Loan Ananthapuram.
- Flexible tenure
Know More – Gold Loan Per Gram
Who all can apply for Gold Loan Sitapur?
- First and foremost, the gold should be in the name of the applicant or family member.
- Secondly, the applicant should be a resident of India.
- Thirdly, The age should lie in between 18 years to 70 years(at the time of loan maturity).
- Next, the bank is not concerned about the employment status of the applicant. Thus salaried, self-employed, housewives, students anyone can apply for a Gold Loan.
Know More – Gold Loan Features and Benefits
How to apply Gold Loan Sitapur?
- A person can easily apply online on www.dialabank.com.
- The process is very easy and hassle-free.
- The documentation process of Gold Loan Ananthapuram is very less as well.
Know More – Top Reasons why Gold Loan is the best borrowing option
Check gold rate of today-
About Sitapur
Sitapur is a city and a municipal board in Sitapur district in the state of Uttar Pradesh, India[1]. It is in the Lucknow Division. The town is located on the banks of river Sarayan, halfway between Lucknow and Shahjahanpur and is well connected to state capital Lucknow by the National Highway No. 24. To get gold loan it is very easy when you apply through Dialabank. We offer you the lowest interest rate as compared to others in the market. Call us 9592046860 or (enter area) 60011600 for more details.
Gold Loan in Other Cities –
| Gold Loan Shreepur | Gold Loan Shrawasti |
| Gold Loan Shivrajpur | Gold Loan Shamli |
| Gold Loan Shahjahanpur | Gold Loan Shahganj |
| Gold Loan Shahdara | Gold Loan Sardhana |
Gold Loan Interest Rates: Updated
|
Bank |
Interest Rates |
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10.00% – 14.50% |
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10.00% – 16.10% |
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12.00% – 24.00% |
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14.50% – 17.00% |
|
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19.00% – 26.00% |
|
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10.00% – 15.99% |
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19.00% – 26.00% |
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11.75% – 13.50% |
|
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12.00% – 12.00% |
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12. 90% – 14.65% |
|
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12.65% – 12.65% |
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11.70% – 10.45% |
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11.15% – 15.75% |
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10.75% – 11.75% |
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14% – 26% |
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11.5% – 14.5% |
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14% – 16% |
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11.05%-15% |
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10.00% – 15.99% |
|
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19.00% – 26.00% |
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11.75% – 13.50% |
|
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12.00% – 12.00% |
Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
