Best banks for Gold Loans in Siruguppa
Feature
|
Manappuram
|
Axis Bank
|
Yes Finance
|
Interest Rate
|
9.90%
|
12.50%
|
9.99%
|
Min Loan Amt
|
Metro : 25000, Non : 15000
|
25000
|
15000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
3 months to 24 months
|
9 months to 24 months
|
1 month to 24 months
|
Processing Fee
|
0.25% to 1.50% of the Loan Amt
|
0.25% to 1.50%
|
Nil
|
Preclosure Chgs
|
2%, Nil foreclosure charges after 3 months
|
2%, Nil foreclosure charges after 9 months
|
Nil
|
Overdraft Facility
|
Yes
|
Yes
|
Yes
|
Pay Only Interest Facility
|
Yes
|
Yes
|
Yes
|
Gold Rate Per Gram
|
3,124
|
3,073
|
3,069
|
Gold Loan Siruguppa Features
Are you running out of cash?
Do you need financial help?
The Gold loan is the best type of loan one can avail of easily. With the least amount of required paperwork, it gets verified and approved without any hassles.
What are some Gold Loan Sirugappa features?
Gold Loan Siruguppa is a secured loan with repayment for a period of up to 1 year. The interest rate shifts from bank to bank. Thus, it becomes important to monitor the availability of low-interest rates across all banks and finance companies.
Gold Loan Rate Per Gram Today in Siruguppa
Updated - Gold Loan Per Gram Rate w.e.f Mar 22 2025 |
||||
Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Siruguppa Interest Rates and Charges
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Siruguppa Documents required
- 2 passport size photographs.
- Any form of proof of identity (Passport Copy/ Voters ID card/ Driving License/Aadhaar card/ Other Govt. ID).
- Any form of Residence Proof (Ration card/ Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate/Telephone Bill).
- Any form of Signature Proof (Passport Copy/Driving License/Banker’s verification/Cheque/Other sign proofs).
Other Documents Required for Gold Loan Siruguppa
- For Agriculture Loan of more than Rs. 1 lac, a land proof will be obligatory.
- No proof is required for allied agriculture plans.
- A Demand Promissory Note.
- Bank will provide a certificate by the Certified Jewel Appraiser.
- Salary Certificate and Form No.16 are required as Income proof.
Gold Loan in Siruguppa Eligibility Criteria
- The claimant should be a minimum of 21 years of age.
- The claimant should not exceed 60 years of age.
- He/ she should be of Indian nationality.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Siruguppa
The Online Process to Apply for Gold Loan Siruguppa
Applying for a gold loan is accessible with DialaBank. You only ought to fill an application form to avail gold loan. Then, you will then receive a call from DialaBank for customer support.
For more learning, you can call on 9878981166. It is best to apply for a gold loan with Dialabank because of the given reasons:
- Dialabank is India’s first financial helpline that serves the whole India.
- The bank provides the best services to its customers without charging any fees.
- The lowest interest rates on the Gold loans are awarded by DialaBank.
- Document pickup facility is available only with DialaBank tp ease the process.
- The banks hold a good image in the eyes of its customers because of class apart services.
- Minimum documentation or paperwork is enough for the process.
- You will receive a better LTV of your gold.
- Our relationship managers are trained smartly to help you at every step of the process.
The Offline Process to Apply for Gold Loan Siruguppa
The offline process is a bit difficult. First, you need to search on Google about the nearest Gold loan banks and NBFCs. Once you get that list, you can choose the bank that suits your preference and knowledge.
For getting your loan approved, you need to visit certain departments of banks again and again. Dialabank does that smoothly for you by providing adequate information to make a wiser decision.
Processing Fees / Prepayment Charges on Gold Loan Siruguppa
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Siruguppa
No CIBIL Score is obligated for you to avail of a gold loan.
Gold Loan Siruguppa Agent and Contact number
Dialabank has its presence across India. It is the leading agent for availing Gold Loan in Siruguppa. You can apply online at Dialabank or even give a call at 9878981166.
Dialabank is the most reliable agent that will help you to find the best option from various banks and NBFCs by providing you with a detailed market comparison.
Pre Calculated EMI Table for Gold Loan Siruguppa
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Siruguppa
Siruguppa is a City and Taluka in Bellary district in Karnataka. The region is .known as “The land of paddy”, this City is one of the major rice exporters of the state
Car loan In Other Cities
Gold Loan Bhiwani | Gold Loan Ambala |
Gold Loan Bhuj | Gold Loan Kadapa |
Gold Loan Bilaspur | Gold Loan Darbhanga |
Gold Loan Alwar | Gold Loan Darjeeling |